In this fast-paced world, you need a convenient way to pay for business expenses while enabling you to maintain financial control and manage your cash flow. The Business Visa Credit Card from American Savings Bank allows you to establish spending limits for each of your company’s cards. Plus you will receive detailed reports — making it easy to track expenses.

The Business Visa Credit Card is available to sole proprietors, small businesses, and large corporations. Like all our Visa cards, the Business Visa gives you the opportunity to sign up for our TravelAwards PlusSM program and earn points for every dollar in purchases.

What’s more, Business Visa Credit Card accounts are owned and serviced in Hawaii so there’s no need to mail payments far in advance of the due date or incur a cash advance fee that can be as much as $20 for some mainland banks.

	Highlights Below > Benefits Your Business Will Receive > Additional Business Visa Credit Card Benefits > Fast Facts > More Privileges...

Benefits Your Business Will Receive

• Competitive interest rate
• Worldwide acceptance at over 25 million merchant locations
• Cash advances at more than 750,000 ATMs worldwide and 400,000 Visa member offices
• Earn rewards through our TravelAwards Plus program and Visa Discounts programs
• Web-based reports to track your card activity. VIS Select for companies with less than 10 cardholders and VIS for companies with 10 or more cardholders.
• Up to $200,000 common carrier travel accident insurance
• Free emergency travel assistance services
• Auto rental insurance at no additional cost

Additional Business Visa Credit Card Benefits

• Free 90-Day Purchase Security
• Liability Waiver Program
• $500,000 Travel Accident Insurance
• Visa’s Pre-Trip Assistance Service
• Free Visa Phone long distance calling cards can save as much as 25% on calling card calls
• And more...

	Fast Facts
	Annual Card Fee1 $50 - includes participation in our TravelAwards Plus awards program
	Interest Charge Fixed interest rate Interest-free grace period of 25 days for purchases
	Monthly Payments Flexible payment schedule — pay the total due, a portion of the balance, or as little as 3% of the new balance amount May be made automatically

1. There may be additional charges, such as a late fee or an over-limit fee, and service fees. Also, an additional annual fee applies for every card issued under the same account and a replacement fee per cardholder applies after the first free replacement card. Please see your Business Visa Credit Card agreement for details.
2. Certain restrictions, limitations, and exclusions apply. For complete program details visit Visa.com

More Privileges for Visa Gold Cardholders

Cash When You Need It

• Cash advances – Available worldwide from over 750,000 ATMS and during banking hours, from more than 400,000 Visa® member offices; up to $250 cash advance per stay from participating hotels around the world.
• Guaranteed check cashing – Cash personal checks for up to $200 a day at participating hotels.
• Emergency cash – Up to $5,000 from over 10,000 emergency service locations and Western Union offices, and through wire transfer services.
• Purchase protection – Most personal items purchased with your Gold card will be protected from theft and many types of damage, worldwide, by a 90-Day Purchase Security Program. Extended Protection Program can double manufacturers' warranties, up to an additional year on warranties of three years or less.2

Protection When You Travel

• Travel insurance – When you purchase your tickets on any licensed common carrier, you and your family are covered up to $500,000 of Travel Insurance, at no additional charge to you.
• Auto rental Insurance – Automatic coverage for the full value of your rented automobile in the event of collision, theft, or vandalism.2
• Travel information – Health precautions, weather reports, currency exchange, visas, immunizations, and other travel information are available through Visa’s Pre-Trip Assistance service.

If You Need Legal Help

• Legal referral services – Referrals to local attorneys and U.S. embassies and consulates. The service follows up and maintains communication with your family.

If You Need Medical Help

• Emergency medical assistance – Referrals to qualified physicians and facilities, monitoring of your medical condition, and communication with your family. Where authorized, medical payments are arranged and guaranteed.
• Prescription assistance and document delivery – Assistance with filling your prescription at the nearest location. Courier delivery can be arranged if valuable documents are needed.

Additional Emergency Services

• Emergency assistance – Toll-free help from the Visa International Assistance Center anytime 24 hours a day.
• Lost Visa card – Replacement within 24 hours if your card is lost in the US or Canada. Elsewhere, cards can be replaced within one business day.
• Lost tickets – Pickup or delivery of replacement tickets and help with the procedures for reimbursement if needed.
• Emergency messages – 24-hour service center available to receive automated messages.