Through a partnership with UVEST Financial Services, the Financial Services Group has access to the financial products and services to help make your retirement an enjoyable experience.††† Experienced Financial Consultants start by identifying your retirement needs and objectives, as well as your current financial information, the age at which you wish to retire, any retirement plans you have through employers, and any current IRA accounts or other retirement vehicles you may own. It also helps to have your projected social security earnings you are expected to have at the time of your retirement.

The Financial Services Group can also assist you in identifying the amount of money (adjusted for inflation) you will need over and above your current retirement funds to maintain your desired lifestyle. In addition, they can assist you in developing a retirement strategy and plan by identifying the different types of investments you can make to achieve your retirement objective.

	Highlights Below > Benefits You’ll Receive > Helpful Tips > Getting Started

• Clarify your retirement objective and determine the amount of money you will need at retirement
• Identify the retirement investment gap after determining retirement benefits from employers, personal investment portfolio, and Social Security payments
• Tax-advantaged retirement products

	Helpful Tips
	Assess current situation & identify retirement financial needs Identify individual retirement needs and objectives Determine the projected retirement income from employer retirement plans, social security, and investment portfolio Identify the retirement investment gap
	Identify retirement objective Develop a projection adjusted for inflation.
	Develop basic retirement plan Consider investment strategies and investments - you will need over and above what employer plans and social security provide in order to achieve your retirement objective Consider retirement products to maximize return Make investments designed to achieve your objective while also making regular contributions to your retirement
	Monitor your investments Make changes to investments as necessary to maintain the performance of your retirement portfolio.

• Identify financial objectives for retirement
• Provide information on your current financial situation, tax bracket, and age
• Identify what benefits you will get from employer retirement plans and social security
• Give us your preference for risk, diversification, and asset allocation