Statement Savings	ASB Tiered SavingsSM	Money Market Account	Moneyhune Account	Holiday Account
	Description	A convenient way to save.	Earns a higher interest rate with higher balances.	Higher balances earn higher interest rates, plus you can write a limited number of checks each month.	Earns a competitive interest rate. Designed to encourage children to start a savings program.	Makes it easy to save for the holidays and earn a competitive interest rate. Encourages savers not to touch their holiday savings until the holidays.
	Who's It For?	You're starting a savings program. You want the convenience of a quarterly statement for easy recordkeeping.	You want to earn higher interest rates for higher savings balances.	You want a more accessible savings program with an interest rate that grows as your money grows. You keep more money in your account.	You're under 15 years old. You're starting your first savings account. You receive money for your birthday or on holidays.	You want to save money for the holidays.
	Interest	Compounded daily on entire balance. Credited monthly. $100 minimum balance required to earn interest.	Compounded daily on entire balance. Credited monthly. $5,000 minimum balance required to earn interest.	Compounded monthly on entire balance. Credited monthly. No minimum balance required to earn interest.	Compounded daily on entire balance. Credited monthly. $5 minimum balance required to earn interest.	Simple interest is paid annually on October 31st. No minimum balance required to earn interest.
	Minimum Opening Deposit	$100	None1	$1,000	$10	$5
	Minimum Balance to Avoid Monthly Fee	$300 daily balance	$500 monthly average	$1,000 daily balance or $2,500 monthly average balance	None	None
	Monthly Fee	None with minimum balance2, or $3 with direct deposit3 $4 without direct deposit3	None with minimum balance2 or $5	None with minimum balance2, or $9 with direct deposit3 $10 without direct deposit3	None	None
	Money ExpressSM ATM Card	FREE	FREE	FREE	N/A	N/A
	Money Express ATM Access	FREE4	FREE4	FREE4	N/A	N/A
	AccountAbilitySM (Bank-by-Phone service)	FREE	FREE	FREE	FREE	FREE
	Online Banking	FREE	FREE	FREE	FREE	FREE

1. Accounts with a balance of $0 for 30 or more consecutive calendar days will be closed automatically.
2. We do not assess a fee during the month in which the account is opened even if the balance is below the minimum balance to avoid a monthly fee.
3. Direct deposit discount applies only to statement cycle(s) when government benefits or payroll direct deposit are made to the account.
4. Transactions at ATMs not owned by American Savings Bank are subject to a fee. Mini-statements are available for a nominal fee.

If you are ready to switch your account to American Savings Bank, stop by any of our conveniently located branches and we’ll be happy to assist you. Already switched your account to American Savings Bank? click here