TravelAwards Plus, the most flexible rewards program in Hawaii, allows you to earn points while giving you maximum flexibility in redeeming your points. Earn points by using either your American Savings Bank Visa® TravelAwards Plus check card or credit card. Plus, receive bonus points and exclusive merchant offers when you shop at the TravelAwards Plus Online Mall.

Here's more. Points you earn with your American Savings Bank check card and credit card may be combined into one program account, so you can earn points faster and reap your rewards quicker.* Program participation is open to personal and business customers.

TravelAwards Plus points can be redeemed for travel with no seat restrictions or blackout dates with our Travel Rebate Certificate, and for brand name merchandise, gift cards from Hawaii and national merchants, music and ringtone downloads and so much more.

	Highlights Below > How to Participate > Earning Points > Redeeming Points > Access Your TravelAwards Plus Account Online > Frequently Asked Questions Quick Links > TravelAwards Plus Terms and Conditions > Visit the TravelAwards Plus website

	Fast Facts
	How To Participate Enroll your American Savings Bank Visa check card (personal or business) by calling 627-6900 or 1-800-272-2566 (Neighbor Islands and Mainland) or visit your nearest branch American Savings Bank TravelAwards Plus credit cards (personal and business) are automatically enrolled upon credit approval No costs to participate. Rates and fees for the use of your American Savings Bank Visa credit and check card apply
	Earning Points Earn points when you sign for your purchases Earn points when you make online, telephone and mail-order purchases Earn bonus points by shopping at the TravelAwards Plus Online Mall
	Points Earned With Your Card Personal check card: $2 net retail purchase = 1 point Personal credit card: $1 net retail purchase = 1 point Business check card: $1 net retail purchase = 1 point Business credit card: $1 net retail purchase = 1 point
	Redeeming Points Redeem your points anytime - Log-In at www.travelawardsplus.com For personal assistance - Contact the TravelAwards Plus Redemption Center at 1-800-866-4090 Redemption options: Ring tones, music, books, magazines, etc. = 750 point minimum redemption Gift cards/certificates = 1,000 point minimum redemption Merchandise = 2,500 point minimum redemption Travel = 10,000 point minimum redemption and in increments of 2,500 thereafter
	Access Your TravelAwards Plus Account Online Easy access at www.travelawardsplus.com Register to get started and set up your username and password Then Log In to manage your account 24/7 View your current point activity and e-statement Browse the redemption catalog Redeem points Shop at the TravelAwards Plus Online Mall for bonus points and exclusive offers
Frequently Asked Questions Note: Please refer to the TravelAwards Plus Terms and Conditions for detailed information about the program. What is TravelAwards PlusSM? What makes TravelAwards Plus different from "frequent flier" and other points programs? How do I earn points? How do I earn bonus points? Is there a limit to the number of points that I can earn? When can I redeem points? How do I redeem points for travel? Can my TravelAwards Plus points be combined with points earned on other programs? Do TravelAwards Plus points expire? Are TravelAwards Plus points transferable? How much does it cost to participate in TravelAwards Plus? How do I participate?
For more information about TravelAwards Plus refer to the program Terms and Conditions, visit www.travelawardsplus.com, contact us at 627-6900 or 1-800-272-2566 (Neighbor Islands and Mainland), or visit one of our conveniently located branches.
Q: What is TravelAwards PlusSM? A: It's a unique American Savings Bank program that rewards you for using your TravelAwards PlusSM Visa ® credit card or your personal or business check card. Q: What makes TravelAwards Plus different from "frequent flier" and other points programs? A: Typical programs allow you to earn points by using your credit card or check card - but not both. TravelAwards Plus allows you to earn with both cards. Plus, the points you earn on each card may be accumulated into one program account enabling you to earn points faster and reap your rewards faster. In addition, TravelAwards Plus is the most flexible rewards program in the state. Redeem your points for travel without restrictions or black out dates with our Travel Rebate Certificate, and for merchandise, gift cards from Hawaii and national merchants, and even for music and ringtone downloads. Q: How do I earn points? A: On credit cards: earn 1 point for every dollar of eligible purchases; On personal check cards: earn 1 point for every two dollars of eligible purchases; On business check cards: earn 1 point for every dollar of eligible purchases. We keep track of all the points you've earned and you can keep up-to-date on the points you've accumulated with our convenient and easy to access online TravelAwards Plus statement. Q: How do I earn bonus points? A: TravelAwards Plus customers earn bonus points when shopping at the TravelAwards Plus Online Mall with their American Savings Bank Visa credit card or check card, or when participating in special promotions offered by the bank. Q: Is there a limit to the number of points that I can earn? A: There is no limit to the number of TravelAwards Plus points that can be earned and accumulated. Q: When can I redeem points? A: You can redeem points any time after earning as little as 750 points. Visit www.travelawardsplus.com for redemption options. Q: How do I redeem points for travel? A: It's easy to redeem your points - go online and visit www.travelawardsplus.com or call the TravelAwards Plus Redemption Center at 1-800-866-4090, 24 hours-a-day and 7 days-a-week. Q: Can my TravelAwards Plus points be combined with points earned on other programs? A: Program points may not be combined with or transferred to other award programs offered by other companies/institutions. However, American Savings Bank Visa card accounts containing the same ownership may be combined into one TravelAwards Plus program account. (Some restrictions apply. Subject to limitations.) Q: Do TravelAwards Plus points expire? A: They're good for seven (7) years from the time they're earned. So there's plenty of time (and ways) to use your points. Q: Are TravelAwards Plus points transferable? A: Program points are not transferable/may not be assigned, pledged or transferred to another program account, other participating cardholders, account beneficiaries, or any other third party. Q: How much does it cost to participate in TravelAwards Plus? A: There are no costs or fees. However, rates and fees for the use of your American Savings Bank Visa credit card and check card apply. Q: How do I participate? A: Check cards - If you have an American Savings Bank Visa check card all you have to do is enroll in the program. Enrollment is convenient, simply call 627-6900 or 1-800-272-2566 (Neighbor Islands and Mainland) or visit a branch near you for assistance. Credit cards - apply for a TravelAwards Plus credit card and upon credit approval enrollment is automatic.