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Overdraft Protection - Preferred CreditLineSM
Money When You Need It Most

Use your Preferred CreditLine to protect against overdrafts to your American Savings Bank checking account, make purchases, pay for unexpected expenses, or cover emergencies. With a Preferred CreditLine, you have the security of knowing you can get extra cash quickly. Better still, there are no interest charges until you use it.

You can have your Preferred CreditLine linked to you American Savings Bank checking account for overdraft protection. Or, you may establish a separate Preferred CreditLine account without a checking account, and access it by using special Preferred CreditLine checks.

icon Highlights Below
> Benefits You’ll Receive
> Fast Facts
> Compare Loan Programs


Benefits You’ll Receive

  • Quick loan approval
  • Low, fixed interest rate
  • Credit lines from $500 to $50,000 upon approval
  • Protection against overdrafts or “bounced” checks
  • Convenient monthly statement tracks all transactions
  • Free 24-hour AccountAbilitySM bank-by-phone service
Fast Facts
Annual Fee
$15
Available Loan Amount
$500 to $50,000 (upon approval)

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icon  Ready to Apply?
> Simply fill out our online form (PDF), print it out, and bring it to any of our conveniently located branches, OR
> Apply by phone via Loan Connection.

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