American Savings Bank - Home  
Questions? Account Log-In
Personal Business Investments Insurance   Current Rates Locations Open An Account
Change Sections  
Loans & Lines of Credit
  Personal
  Home Equity Line of Credit
  Student
  Special Loan Programs

Secured Personal Loan
Using Your Home's Equity

With our Secured Personal Loan, you can borrow against the equity in your home. A Secured Personal Loan is also called a homeowner loan, because your property is put up as security for your loan. By putting up collateral in your home (and usually borrowing a large amount) you benefit from a lower interest rate. You can use your Secured Personal Loan for anything you like — vacation, debt consolidation, even home improvement!

icon Highlights Below
> Benefits You’ll Receive
> Fast Facts


Benefits You’ll Receive

  • Fast approval — usually within two days after we receive your completed application and all related documents
  • This loan is available for both owner-occupants and investors (However, it must be secured by residential property in Hawaii)
  • The interest you pay on your Secured Personal Loan may be tax-deductible1
  • Free 24-hour AccountAbilitySM bank-by-phone service
Fast Facts

Fast Approval

Usually within two business days after we receive your completed application and all related documents

Available Loan Amount

$7,500 minimum

Interest

Interest may be tax-deductible1

  1. Consult your tax professional

 

Consumer Lines of Credit are restricted to residents of Hawaii only.


icon Related Links
>
Credit Cards
>
Residential Loans
>
Credit Report
>
Direct Deposit
icon Financial Tools
>
Deferred Payment Calculator
>
Loan Prepayment Calculator
>
Loan Term Calculator
>
Personal Loan Calculator
>
Home Equity Loan Test
icon  Ready to Apply?
>
Apply by phone via Loan Connection.

Home | Locations | Career Opportunities | Contact Us | Site Map
Security | Privacy Policy | Disclaimer