Mortgage Loans
The Dream of Home Ownership

For most of us, the desire to own a home is at the top of our list. For more than 80 years, we’ve been helping Island families like yours make their dreams of homeownership come true. Just take a look at all the options we offer and you’ll see why American Savings Bank is consistently among the state’s leading lenders.

Apply Online - Get information on our online mortgage and equity line application . If you're ready to apply, click here .

	Highlights Below > Benefits You’ll Receive > Account Choices > Our People

Benefits You’ll Receive

• Choice of three Adjustable Rate Mortgages (ARMs) with one-, three-, or five-year adjustments
• No prepayment penalty
• Generous loan amounts
• Free rate lock available
• Convenient AutoPay option from an existing checking account
• Free Online and Bank-by-Phone services — check your current balance, due date, etc.

Account Choices

Fixed & Adjustable Rate Mortgage Loans

American Savings Bank offers a wide range of Fixed Rate and ARM programs at very competitive rates to help you finance the home of your dreams. More

Vacant Lot Loan

Instead of buying a house, maybe you'd rather find the ideal spot to build your dream home. A Vacant Lot loan from American Savings Bank provides the opportunity to do just that. More

Second Mortgage

If you’re thinking about borrowing money, your home might be the right place to start. A Second Mortgage from American Savings Bank lets you tap the equity in your home to secure a fixed-rate loan to use as you wish. More

Our People

Help with your mortgage financing is just a phone call away. Our friendly Residential Loan Specialists stand ready to assist you with any of your home financing needs. They are dedicated to recommending the financing that fits your exact situation and to answer any questions you may have about purchasing or refinancing an existing home or financing a new home. Click here to meet them.