Second Mortgage
A Tax-Advantaged Way to Borrow Money1

If you’re thinking about borrowing money, your home might be the right place to start. A Second Mortgage from American Savings Bank lets you tap the equity in your home to secure a fixed-rate loan to use as you wish. It’s an ideal way to finance major home remodeling and improvements projects.

Because your home serves as collateral, the interest rate for this loan is probably lower than for a personal loan, because our risk is lower. Repayment terms are also longer and your interest payments may even be tax-deductible.1

	Highlights Below > Benefits You’ll Receive > Fast Facts

Benefits You’ll Receive

• Longer terms than for personal loans
• Convenient AutoPay option from an existing checking account
• No prepayment penalties
• Confidential application process
• Free rate lock at any time during the application process
• Free Online and Bank-by-Phone services — check your current balance, due date, etc.

	Fast Facts
	Loan Fees Vary2
	Closing Costs Applicable
	Available Loan Amount Up to $200,000 upon approval
	Get Rates

1. Consult your accountant or attorney.
2. Appraisal, title search, escrow, notary, credit report, and legal fees may apply.