About American Savings Bank (ASB)

American Savings Bank (ASB) has been serving Hawaii’s businesses and communities since 1925 and provides a full range of financial products and services, including business and consumer banking, home loans and more. ASB is one of Hawaii’s leading financial institutions offering easy and convenient online banking services and branch locations throughout the state with evening, weekend and holiday hours. For six years, Forbes has named ASB “America’s Best In-State Bank,” a prestigious national recognition in which ASB was ranked highly in the categories of trust, branch services, digital services, customer service, financial advice and terms and conditions.

ASB matches its exceptional customer experience with an employee experience that has garnered local and national awards. ASB has been recognized as one of the “Best Places to Work” by Hawaii Business Magazine for 15 years and honored nationally as one of the “Best Banks to Work For” by American Banker Magazine and “America’s Greatest Workplaces” by Newsweek. Fortune Magazine has recognized ASB as one of the 100 Best Workplaces for Women and 50 Best Workplaces for Diversity. For more than a century, ASB has helped to build strong communities. For more information, follow American Savings Bank on Facebook, Instagram and LinkedIn.

The Story of Kalo

The kalo (taro) is a sacred plant in Hawaiian culture and represents growth and unity. Living in an island state requires that we take care of one another and work together in order to thrive. Much like the kalo roots that are interwoven in a loi kalo (taro patch), ASB is deeply rooted in our communities and we are committed to supporting the health and well-being of Hawaii’s residents.

The land upon which the ASB Campus sits was once filled with lush loi kalo, nourished by the Nuuanu Stream, which still flows alongside our building today. Just as the loi previously provided sustenance and life to the residents of this special area, we remain committed to doing our part to provide abundance and growth to the Chinatown/Kalihi-Palama neighborhoods and all the communities we serve.

Kalo reminds us of Hawaii's deep cultural roots, and of American Savings Bank's commitment to the healthy growth of our community and this beautiful place we call home.

Awards & Achievements

American Savings Bank is Hawaii's #1 Local Mortgage Lender*

*State of Hawaii Bureau of Conveyance data January 2024 through June 2025, recorded total value of residential, non-wholesale, purchase mortgages.

ASB matches its exceptional customer experience with an employee experience that has garnered local and national awards. For nearly a century, ASB has helped to build strong communities. Through its Seeds of Service program, ASB teammates have contributed more than 136,000 hours of volunteer service and ASB has donated millions of dollars to Hawaii’s nonprofits and community organizations. 

Vision, Mission, Values

We're a great bank making people's dreams possible and we always:

Make banking easy for customers

Deliver high performance

Create a great place to work

Bring real impact to our community

Our Leadership

ASB is led by President and CEO Ann Teranishi and a team of Executive Vice Presidents (EVP) who are responsible for specific functions and divisions of the bank, including Consumer Banking, Marketing and Product Management, Finance, Commercial Banking, Credit, Enterprise Risk and Regulatory Relations, Technology, Operations and Administration.

Learn More about ASB's Leadership >

We Make Banking Easy for Customers

ASB offers consumer and business banking services including: 

• Checking

• Savings

• Certificate of Deposit

• Mortgages

• Credit Cards

• Online Banking

• Personal Loans

• Student Loans from College Ave

• Lines of Credit

As a local community bank, there is no greater measure of success than when our customers thrive. We pride ourselves on making dreams possible and guiding customers through every major financial milestone in their life. Our customers are primarily residents and businesses in the state of Hawaii and while that may seem like it limits our potential for growth, we believe being able to commit our time, resources and energy to serving the people and businesses of Hawaii is one of our competitive advantages.

Buy Local Hawaii^SM

Community is at the heart of everything we do and our ASB Buy Local Hawaii^SM celebrates what it means to be a true community bank: It’s local focused, allows our bankers to deepen relationships with customers, and we’re able to reinvest local dollars back into our state. Since 2021, ASB has teamed up with more than 100 local merchants on Oahu, Hawaii Island, Kauai and Maui to offer special discounts when customers use their ASB Visa^® Debit Card.

Find Buy Local Merchants >

Our Impact

ASB has been making dreams possible for Hawaii’s residents, businesses and communities since 1925. As one of the largest financial institutions in the state, ASB has the privilege and opportunity to improve Hawaii’s short- and long-term future by improving the financial health of our customers, local businesses and economy.

While banking is our business, helping to uplift our community and create a stronger, more resilient Hawaii is our kuleana (responsibility, privilege). This commitment is reflected in everything we do – from being responsible stewards of our natural resources and investing in the community to supporting the local workforce by empowering our teammates to reach their highest potential.

Learn More about Our Impact >