ASB Financial Resources: Borrowing
There are situations where borrowing makes sense as long as you do it wisely. We have free financial tools, courses and articles available to help you achieve your financial dreams.
1
Build your Credit
The first step is knowing and understanding your credit score. It's an important factor in being able to borrow and often influences the interest rate you receive.
2
ConsolidATE Debt
Not all debts are created equal. You should evaluate your current debts and understand the interest rates for each one. Talk with a banker to learn how you could potentially consolidate debt into a lower payment or interest rate, with a plan to pay it off.
3
Leverage the Value in Your Home
Your home is an asset. You build equity in your home as you start paying down your mortgage or if the value of your home has grown since purchasing. This asset can be leveraged for home improvements or other financial needs.
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Visa® Credit Cards
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Personal Unsecured Loan
Receive quick access to funds and buy the things you want and need, or consolidate for lower monthly payments.
Home Equity Line of Credit (HELOC)
Use your home's equity for what's important to you, such as home improvements, debt consolidation, school tuition and more.
Get to Know Personal Loans
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Understanding Interest Rates
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