Hospital Accident Protection (HAP) Insurance†
Insurance protection for your family. Receive cash benefits when a serious covered accident lands you in the hospital (underwritten by CHUBB)
Product Features & Benefits
Must be an American Savings Bank customer 18 years or older
All cash benefits paid directly to you
All benefits are paid in addition to any other insurance you may have
Cash benefits are all yours to spend any way you want
You cannot be turned down due to age or health, no medical exam required; all coverage reduces by 50% at age 65 and 25% at age 75††
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†† This is an offering for insurance. It is not a deposit, not FDIC insured, not guaranteed by the bank and not insured by any federal government agency.
- Limit per occurrence* $328,500.00 for 365 days
- Limit per occurrence* $657,000.00 for 365 days
* This is an accident only policy and does not pay benefits for loss from sickness.
This information is a brief description of the important features of this insurance plan, not an insurance contract. Actual coverage is subject to the language of the policy including applicable exclusions and limitations, and may not be available in all jurisdictions. Insurance product offered by Franklin Madison Group, LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services, LLC. Insurance is underwritten by Federal Insurance Company, a Chubb company. Chubb, PO Box 1600, Whitehouse Station, NJ 08889. Confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75.