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Michelle Luxton leads American Savings Bank’s Private Lending Group as a first vice president and executive residential loan officer. With more than 15 years of industry experience, Michelle is a seasoned mortgage expert dedicated to making homeownership dreams possible. Prior to ASB, Michelle served as a producing branch sales manager for the Honolulu office of a national mortgage company and was consistently ranked among the company’s top 5 producers nationwide. Michelle has been recognized as one of Hawaii’s Top 10 Loan Officers and #1 Overall Producer by ASB multiple times.

An active member of the community, Michelle is a board member at Junior Achievement of Hawaii and previously served as a board member for the Outrigger Canoe Club and Punahou Alumni Association. She is also a member of several professional organizations, including the Hawaii Association of Mortgage Brokers (HAMB) and the Mortgage Bankers Association of Hawaii (MBAH).

Michelle is a graduate of Punahou School and Santa Clara University, where she made history by leading her Division 1 volleyball team to its first NCAA Final Four appearance and two West Coast Conference titles as captain. She also played a year of Division I tennis. Preceding her financial career, Michelle’s love of athletics led to a job in public relations for the San Jose Earthquakes, a professional soccer team based in California. She is now a proud Mom of two and prior to starting her own family, Michelle was very active in sharing her passion for volleyball - coaching indoor volleyball at Punahou School and beach volleyball at Outrigger Canoe Club. She also participated in adult tennis leagues and beach volleyball tournaments on both state and national levels.

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