Michael Chang's photo

Michael Chang

First Vice President 
Business Banker

 

American Savings Bank

NMLS #2358170 
Direct: (808) 590-8435 
michang@asbhawaii.com 
Branches served: Hilo, Kailua-Kona, Kapolei and Waipahu, can meet at different branch locations by appointment.

Michael joined American Savings Bank in April 2022. He is committed to helping customers reach their business and financial dreams by offering personalized solutions in commercial lending, small business development and commercial real estate lending. Michael received his bachelor’s degree in finance from the University of Hawaii at Manoa. He brings real impact to the community as a Boy Scouts of America Eagle Scout and also enjoys cooking, surfing and traveling.

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Christy Hong's photo

Christy Hong

Vice President
Business Banker

 

American Savings Bank

NMLS #399228
Direct: (808) 539-7954
chong@asbhawaii.com
Branches served: Campus and Main, can meet at different branch locations by appointment.

Christy has more than 20 years of experience in the financial service industry, including wealth management and commercial banking. She is passionate about bringing real impact to our community by supporting local businesses and is committed to helping entrepreneurs navigate the unique opportunities and challenges of running a business in Hawaii. In addition to making customers’ financial dreams possible, Christy is an advocate for supporting women in the workplace through YWCA’s Dress for Success program. In her free time, Christy enjoys international travel and spending time with her family.

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American Savings Bank Donates More Than $360,000 to Help Nonprofits and Community Recover From Pandemic

ASB June 15, 2022 | 2 MIN read News Releases

American Savings Bank's (ASB) 2022 Kahiau Giving Campaign raised $362,043, which will allow local community organizations to continue providing critical resources and services to our community. A remarkable 93 percent of ASB teammates participated in the annual workplace giving program, which resulted in the largest Kahiau donation yet.

“Our Kahiau partners have continued to work hard throughout the pandemic to provide much-needed services to our community and we are honored to be able to support them,” said Ann Teranishi, president and CEO of ASB. “I am proud of our teammates’ continued commitment to give from the heart and bring real impact to our community.”

This year’s Kahiau campaign theme was “Here Comes the Sun,” which generated $212,043 in teammate donations. ASB contributed an additional $150,000. As the state continues to recover from the economic effects of the pandemic, ASB teammates remain committed to making dreams possible for customers and the community by bringing sunshine through their donations.

The word “Kahiau” in Hawaiian means “to give from the heart without expecting anything in return.” The Kahiau funds were donated to Child & Family Service, Kapiolani Health Foundation, Kupu, Partners in Development Foundation and United Way chapters in Hawaii: Aloha United Way, Friendly Isle United Fund, Hawaii Island United Way, Kauai United Way and Maui United Way.

“Working together with like-minded organizations like American Savings Bank helps bring important resources to our youth, community and economy,” said John Leong, CEO of Kupu. “ASB’s support allows us the opportunity to continue preparing future leaders and stewards with a heart for service to people and ʻāina for years to come.”

ASB supports initiatives that promote educational excellence and financial literacy, strengthen families and foster innovation and entrepreneurship through donations, sponsorships, grants, scholarships, internships and volunteerism. ASB supports its Kahiau Community Partners year-round through the bank’s Seeds of Service volunteer program and financial literacy workshops.

“We gratefully applaud the staff and leadership of American Savings Bank as a vital partner in helping us serve low-income, remote, rural families and communities,” said Dr. Shawn Kanaʻiaupuni, president and CEO of Partners in Development Foundation. “Through their support, we continue to provide cultural, trauma-informed educational programs and services across the state.”

Last year, ASB contributed more than $1.5 million to nearly 80 nonprofit organizations and donated more than 13,000 Seeds of Service volunteer hours with nearly 160 nonprofit organizations. In total, ASB has donated nearly 100,000 volunteer hours and millions of dollars to Hawaii’s nonprofits and community organizations, including more than $2.6 million raised through the Kahiau Giving Campaign since 2011.

 

Aloha United Way: $69,266 donation

Aloha United Way $69,266 Donations

 

Child & Family Service: $95,295 donation

Child and Family Service $95,295 donation

 

Kapiolani Health Foundation: $97,144 donation

Kapiolani Health Foundation $97,144 donation

 

Kupu: $57,478 donation

Kupu $57,478 donation

 

Partners in Development Foundation: $37,302 donation

Partners in Development Foundation $37,302 donation

Media Contact

Karwin Sui
Communications Manager
(808) 539-7268
ksui@asbhawaii.com

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NASA Astronaut Visits Hawaii Schools and Teaches Students to Dream Big

ASB May 31, 2022 | 1 MIN read Community

NASA Astronaut Dr. Michael Barratt visited three of American Savings Bank’s (ASB) Bank for Education Ohana Schools to talk to students grades K-5 about his career journey and wowed them with inspirational stories about his out-of-this-world experiences as a space traveler.   
 
“We are thrilled to continue this long-standing program that connects students with a real-life NASA astronaut and gives them a behind-the-scenes glimpse into the wonders of outer space,” said Ann Teranishi, ASB president and chief executive officer. “We are committed to supporting local students by providing access to STEM resources that are essential to growing an innovative economy in Hawaii.”   
 
The annual educational event, now in its 22nd year, benefits thousands of Hawaii youth and honors Hawaii-born Astronaut Ellison Onizuka, whose life was cut short on the Space Shuttle Challenger mission. This year marks the 36th anniversary of the Challenger mission. 

As Bank for Education Ohana Schools and past KeikiCo Contest winners, Ala Wai, Hokulani and Pearl City Highlands Elementary Schools receive support from ASB through grant awards, financial literacy education and volunteer projects.   
 
Claude Onizuka, Ellison’s younger brother and former ASB branch manager, leads the event that honors his brother’s memory. “My brother once said, ‘Vision is not limited by what your eye can see, but by what your mind can imagine,’” Claude Onizuka said.   
 

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The Parkways at Maui Lani

Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property at The Parkways at Maui Lani, located in Kahului. Please contact our Maui lending team for financing solutions and for your free pre-qualification analysis.

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ASB Number One Lender

American Savings Bank is Hawaii's #1 Local Mortgage Lender*

*2024 State of Hawaii Bureau of Conveyances data, recorded total value of residential, non-wholesale, purchase mortgages.

The Parkways at Maui Lani Home Loans Team

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Lisa Carillo

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #685883 
Mobile: (808) 463-2296 
lcarillo@asbhawaii.com

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Byron Yap

Vice President 
Residential Loan Team Leader

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NMLS #860092 
Mobile: (808) 280-3491 
byap@asbhawaii.com

Visit Our Loan Center

150 Hookele Street
Kahului, HI 96732
Phone: (808) 627-6900

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Lawrence Pai

Senior Vice President
Business Banking Director

 

American Savings Bank

NMLS #639257
Direct: (808) 539-7960
Mobile: (808) 927-1887
lpai@asbhawaii.com

Lawrence brings 35 years of banking experience in the Hawaii market, including 22 years in small business and commercial lending. He is passionate in helping small business owners achieve their business goals, increase their annual revenue, and has garnered many success stories in his long career helping companies grow. He also specializes in helping business owners and individuals purchase small to mid-size apartment buildings and other types of income properties. In recent years, he’s also assisted hundreds of small businesses with the SBA PPP Program. He is a graduate of Pearl City High School, University of Hawaii at Manoa (BBA in Finance), Chaminade University of Honolulu (MBA), and the Pacific Coast Banking School.

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Victoria Place

Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in Victoria Place, located at 1100 Ala Moana Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.

APPLY NOW

victoria place
ASB Number One Lender

American Savings Bank is Hawaii's #1 Local Mortgage Lender*

*2024 State of Hawaii Bureau of Conveyances data, recorded total value of residential, non-wholesale, purchase mortgages.

Click here to see our current special promotions

Plus, you can take advantage of a long-term lock from 90 days to 9 months prior to closing1

The Victoria Place Home Loans Team

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Brian Ako

Vice President 
Senior Residential Loan Officer

Learn More >

NMLS #1083184 
Mobile: (808) 741-5130 
bako@asbhawaii.com

Manny August, Jr.’s photo

Manny August, Jr.

First Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #662118 
Mobile: (808) 927-4512 
maugust@asbhawaii.com

Edina Galla’s photo

Edina Galla

Vice President 
Residential Loan Officer

Let's Talk >

NMLS #374225 
Mobile: (808) 927-1902 
egalla@asbhawaii.com 
Hungarian Speaking

Debbie Goto’s photo

Debbie Goto

First Vice President 
Executive Residential Loan Officer, Condo/Projects Manager

Learn More >

NMLS #477346 
Mobile: (808) 551-0163 
dgoto@asbhawaii.com

Mark James

Mark James

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #477462 
Mobile: (808) 348-4920 
mjames@asbhawaii.com

Carolyn Johiro’s photo

Carolyn Johiro

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #477461 
Mobile: (808) 348-4913 
cjohiro@asbhawaii.com

Stefan Kant, Jr.’s photo

Stefan Kant, Jr.

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #1191266 
Mobile: (808) 295-7924 
skant@asbhawaii.com 
Bulgarian Speaking

Michelle Luxton

Michelle Luxton

First Vice President 
Executive Residential Loan Officer, Private Lending Group

Learn More >

NMLS #363495 
Mobile: (808) 228-8850 
mluxton@asbhawaii.com

Alan Magno's photo

Alan Magno

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #477326 
Mobile: (808) 425-2974 
amagno@asbhawaii.com

Paul Santos’s photo

Paul Santos

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #477347 
Mobile: (808) 927-9548 
psantos@asbhawaii.com

Reyn Sugai’s photo

Reyn Sugai

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #1636384 
Mobile: (808) 979-6641 
rsugai@asbhawaii.com

Bryce Tani’s photo

Bryce Tani

First Vice President 
Residential Loan Officer

Learn More >

NMLS #477420 
Mobile: (808) 927-9545 
btani@asbhawaii.com

Alex Truong’s photo

Alex Truong

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #1325920 
Mobile: (808) 428-6248 
atruong@asbhawaii.com 
Vietnamese Speaking

Swee Wah’s photo

Swee Wah

Vice President 
Executive Residential Loan Officer

Learn More >

NMLS #477489 
Mobile: (808) 348-4917 
swah@asbhawaii.com 
Cantonese/Mandarin Speaking

Visit Our Loan Centers

929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900

1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900

98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900

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  1. Certain restrictions apply and applicable upfront lock fee may be refunded; subject to change at any time. Please ask us for details.

Ulana at Ward Village

Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property in Ulana at Ward Village, located at 1240 Ala Moana Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.

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ulana
ASB Number One Lender

American Savings Bank is Hawaii's #1 Local Mortgage Lender*

*2024 State of Hawaii Bureau of Conveyances data, recorded total value of residential, non-wholesale, purchase mortgages.

The Ulana at Ward Village Home Loans Team

Brian Ako’s photo

Brian Ako

Vice President 
Senior Residential Loan Officer

Let's Talk >

NMLS #1083184 
Mobile: (808) 741-5130 
bako@asbhawaii.com

Manny August, Jr.’s photo

Manny August, Jr.

First Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #662118 
Mobile: (808) 927-4512 
maugust@asbhawaii.com

Debbie Goto’s photo

Debbie Goto

First Vice President 
Executive Residential Loan Officer, Condo/Projects Manager

Let's Talk >

NMLS #477346 
Mobile: (808) 551-0163 
dgoto@asbhawaii.com

Mark James’s photo

Mark James

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477462 
Mobile: (808) 348-4920 
mjames@asbhawaii.com

Carolyn Johiro’s photo

Carolyn Johiro

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477461 
Mobile: (808) 348-4913 
cjohiro@asbhawaii.com

Stefan Kant, Jr.’s photo

Stefan Kant, Jr.

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #1191266 
Mobile: (808) 295-7924 
skant@asbhawaii.com 
Bulgarian Speaking

Michelle Luxton

Michelle Luxton

First Vice President 
Executive Residential Loan Officer, Private Lending Group

Let's Talk >

NMLS #363495 
Mobile: (808) 228-8850 
mluxton@asbhawaii.com

Alan Magno's photo

Alan Magno

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477326 
Mobile: (808) 425-2974 
amagno@asbhawaii.com

Paul Santos’s photo

Paul Santos

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477347 
Mobile: (808) 927-9548 
psantos@asbhawaii.com

Reyn Sugai’s photo

Reyn Sugai

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #1636384 
Mobile: (808) 979-6641 
rsugai@asbhawaii.com

Bryce Tani’s photo

Bryce Tani

First Vice President 
Residential Loan Manager

Let's Talk >

NMLS #477420 
Mobile: (808) 927-9545 
btani@asbhawaii.com

Alex Truong’s photo

Alex Truong

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #1325920 
Mobile: (808) 428-6248 
atruong@asbhawaii.com 
Vietnamese Speaking

Swee Wah’s photo

Swee Wah

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477489 
Mobile: (808) 348-4917 
swah@asbhawaii.com 
Cantonese/Mandarin Speaking

Visit Our Loan Centers

929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900

1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900

98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900

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The Park on Ke‘eaumoku

Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property in The Park on Ke‘eaumoku, located at 1440 Kapiolani Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.

APPLY NOW

park keeaumoku
ASB Number One Lender

American Savings Bank is Hawaii's #1 Local Mortgage Lender*

*2024 State of Hawaii Bureau of Conveyances data, recorded total value of residential, non-wholesale, purchase mortgages.

The Park on Ke‘eaumoku Home Loans Team

Brian Ako’s photo

Brian Ako

Vice President 
Senior Residential Loan Officer

Let's Talk >

NMLS #1083184 
Mobile: (808) 741-5130 
bako@asbhawaii.com

Manny August, Jr.’s photo

Manny August, Jr.

First Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #662118 
Mobile: (808) 927-4512 
maugust@asbhawaii.com

Edina Galla’s photo

Edina Galla

Vice President 
Residential Loan Officer

Let's Talk >

NMLS #374225 
Mobile: (808) 927-1902 
egalla@asbhawaii.com 
Hungarian Speaking

Debbie Goto’s photo

Debbie Goto

First Vice President 
Executive Residential Loan Officer, Condo/Projects Manager

Let's Talk >

NMLS #477346 
Mobile: (808) 551-0163 
dgoto@asbhawaii.com

Mark James' photo

Mark James

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477462 
Mobile: (808) 348-4920 
mjames@asbhawaii.com

Carolyn Johiro’s photo

Carolyn Johiro

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477461 
Mobile: (808) 348-4913 
cjohiro@asbhawaii.com

Stefan Kant, Jr.’s photo

Stefan Kant, Jr.

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #1191266 
Mobile: (808) 295-7924 
skant@asbhawaii.com 
Bulgarian Speaking

Michelle Luxton

Michelle Luxton

First Vice President 
Executive Residential Loan Officer, Private Lending Group

Let's Talk >

NMLS #363495 
Mobile: (808) 228-8850 
mluxton@asbhawaii.com

Alan Magno's photo

Alan Magno

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477326 
Mobile: (808) 425-2974 
amagno@asbhawaii.com

Paul Santos’s photo

Paul Santos

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477347 
Mobile: (808) 927-9548 
psantos@asbhawaii.com

Reyn Sugai’s photo

Reyn Sugai

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #1636384 
Mobile: (808) 979-6641 
rsugai@asbhawaii.com

Bryce Tani’s photo

Bryce Tani

First Vice President 
Residential Loan Manager

Let's Talk >

NMLS #477420 
Mobile: (808) 927-9545 
btani@asbhawaii.com

Alex Truong’s photo

Alex Truong

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #1325920 
Mobile: (808) 428-6248 
atruong@asbhawaii.com 
Vietnamese Speaking

Swee Wah’s photo

Swee Wah

Vice President 
Executive Residential Loan Officer

Let's Talk >

NMLS #477489 
Mobile: (808) 348-4917 
swah@asbhawaii.com 
Cantonese/Mandarin Speaking

Visit Our Loan Centers

929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900

1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900

98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900

Buying a Condo in Hawaii: What to Think About When Purchasing Your Vacation Home Thumbnail

Buying a Condo in Hawaii: What to Think About When Purchasing Your Vacation Home

Sparkling blue water, soft sand beaches, and exciting local culture make Hawaii a go-to destination for vacationers from around the world. Maybe you’v...

Read More >

Moving to Hawaii? 5 Tips for Purchasing a Property in Hawaii Thumbnail

Moving to Hawaii? 5 Tips for Purchasing a Property in Hawaii

Hawaii draws new residents from across the country and around the world with its warm beaches, rich and historic culture, and sun-soaked weather. Howe...

Read More >

What Are Mortgage Points Thumbnail

What Are Mortgage Points?

Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....

Read More >

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