Home Mortgage Loans
Achieve your Hawaii homeownership dreams with American Savings Bank, Hawaii’s 5-time Forbes’ Best-In-State Bank. From pre-qualification to closing, our expert mortgage loan officers will help you every step in the mortgage loan process.
Buy a Home
We're here to help you own your dream home in Hawaii, from pre-qualifying to closing. Find a home buying program that works for you.
Refinance Your Mortgage
Shorten your loan term, lower mortgage payments or put more cash in your pocket.
HELOC
Already own a home in Hawaii? Use your home's equity for home improvements, debt consolidation, school tuition and more.
Meet with a Mortgage Loan Officer
Schedule an appointment with one of our experts and discuss how we can make your dream of homeownership possible.
Specialty Mortgage Loan Products
A first-of-its-kind affordable financing solution for first time home buyers
Save on Closing Costs!
Buying a home is a huge milestone - we're here to help! We are currently offering the following promotions that can help you save thousands.
Today's Mortgage Rates (11/04/2024)
Below are today’s mortgage rates for our most popular Adjustable Rate Mortgage (ARM) and Fixed Mortgage.
10 Year ARM*
Rate: 7.500%
Points: 2.000
APR: 7.814%
15 Year Fixed*
Rate: 5.625%
Points: 1.875
APR: 6.006%
30 Year Fixed*
Rate: 6.375%
Points: 2.250
APR: 6.651%
* Important information about today’s mortgage rates may be viewed at "View All Mortgage Rates."
Why Choose American Savings Bank?
Financing Options For Your Goals
Whether you're a first time home buyer or a seasoned real estate investor, our mortgage options can make your Hawaii homeownership dreams possible.
Expert Advice
From pre-qualification to closing, our local loan officers are here to help every step of the way.
Personalized Support
Receive personalized resources and support to fit your goals and needs.
Speak to Our Mortgage Loan Officers
Alan Magno
Lisa Carillo
Mark James
Meet with a Mortgage Loan Officer
Schedule an appointment with one of our experts and discuss how we can make your dream of homeownership possible.
Home Buyer Resources
Easy-to-use mortgage loan calculators to help you calculate your down payment, monthly mortgage payment and more.
Buying a home is one of life's biggest milestones, and we're here to help! Check out our free financial tools, courses and articles.
ASB Launches “This is HOME” First Time Home Buyer Program to Address Growing Housing Crisis
American Savings Bank (ASB) is proud to introduce “This is HOME,” a new first-of-its-kind affordable financing solution...
ASB Introduces New Mortgage Options to Expand Affordable Homeownership Access for Native Hawaiians
ASB is now approved by the U.S. Department of Housing and Urban Development (HUD) to provide HUD 184A and FHA 247 loans to the Native Hawaiian community...
3 Tips for Securing Your Dream Home in Hawaii
Are you dreaming of owning a home in Hawaii? We’re here to help. At American Savings Bank (ASB), we’re committed to helping you achieve your homeownership dreams...
Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.