Checking Accounts

Checking accounts from Hawaii’s 5-time Forbes’ Best-In-State Bank

Kalo Essentials
Checking Account


Perfect for everyday budgeting. Plus, no balance or service fees

Open Account Now  |  Learn More

Kalo Plus
Checking Account


Discounted rates, waived fees and a monthly ATM fee rebate

Open Account Now  |  Learn More

Kalo Deluxe
Checking Account


Exclusive rates, waived fees and $150 off lender fees on a mortgage loan

Open Account Now  |  Learn More

Set Your Teen Up for Success
Open a joint checking account with your teen

Start building smart money habits and help them take charge of their finances.

Plus, score $20 cash back*

when they make 5 point-of-sale transactions with their ASB Visa® Debit Card by May 31, 2025.

Teen checking accounts must be open between March 29, 2025 to April 30, 2025 to redeem this offer.

Mobile Wallet

Account Features & Benefits

teen at skatepark

Start your teens on their financial journey!

Teen Checking Account Features & Benefits

  • Available for 13 - 18 year olds, with a valid government-issued ID

  • Visit any branch to open a Kalo checking account with a parent or guardian over 18 years old

  • VISA® Debit Card can be added to a Mobile Wallet for faster, contactless checkouts with extra security

  • Account access with Online Banking and our top-rated ASB Hawaii Mobile App

  • Same-day online transfers between ASB accounts 

  • Set up transaction alerts to monitor account activity and balances

Father and daughter with device

Open an ASB Account Online

Banking just got easier - get started today by opening a checking account online, without coming into a branch.              
 

Find the Best Checking Account Option for You

Not sure where to start? Answer a few questions on our Checking Account Chooser Tool and see what's right for you.              
 

Contactless Debit Cards

Pay in a matter of seconds wherever you see the Contactless Symbol. We offer a debit card with any checking account.     
 

contactless debit card art

Direct Deposit

Save time with fewer trips to the bank by setting up Direct Deposit to your checking account. It's easy to do it online or in-person and can simplify your banking needs.  
 

Bank Anytime, Anywhere with our ATMs

Deposit and withdraw from your checking account at ATMs located throughout Hawaii.              
 

Reorder Checks

Place your order online or by phone. Let us know if you'd like to change the quantity or check style and we'll take care of the rest.              
 

Common Questions:

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*Offer valid from March 29, 2025 to April 30, 2025, when 1) a joint Kalo EssentialSM, Kalo PlusSM or Kalo DeluxeSM checking account is opened with a minor from 13 to 18 years old and a parent or guardian and 2) minor makes 5 in-store point-of-sale or online purchases with their ASB Visa® Debit Card to get $20 (gift). Transactions must post and settle to your checking account by May 31, 2025 (less returns, chargebacks, reversals and so on). For online purchases, the posting date may be different from the transaction date; money transfers, ATM withdrawals, peer-to-peer transfers, micro-deposits, and check payments do not qualify as purchases. Only one gift per account. The gift will be credited to your account by June 13, 2025. This may be considered income and reported to the IRS.