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Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property at The Parkways at Maui Lani, located in Kahului. Please contact our Maui lending team for financing solutions and for your free pre-qualification analysis.
American Savings Bank is Hawaii's #1 Local Mortgage Lender*
*State of Hawaii Bureau of Conveyances Jan-Oct 2024, recorded total value of residential, non-wholesale, purchase mortgages.
Vice President
Executive Residential Loan Officer
NMLS #685883
Mobile: (808) 463-2296
lcarillo@asbhawaii.com
Vice President
Residential Loan Team Leader
NMLS #860092
Mobile: (808) 280-3491
byap@asbhawaii.com
150 Hookele Street
Kahului, HI 96732
Phone: (808) 627-6900
Taking the path that makes sense for your ‘ohana - especially family finances - is a key ingredient to creating stability and a long-term ability to thrive. So let’s talk mortgage vs. rent....
Folks here in Hawaiʻi might seek out a jumbo loan if they’re thinking about a big single-family home, going in on a multi-family property for the extended ʻohana,...
Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a home at The Parkways at Maui Lani, located located in Kahului. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
Member FDIC 
Senior Vice President
Business Banking Director
American Savings Bank
NMLS #639257
Direct: (808) 539-7960
Mobile: (808) 927-1887
lpai@asbhawaii.com
Lawrence brings 35 years of banking experience in the Hawaii market, including 22 years in small business and commercial lending. He is passionate in helping small business owners achieve their business goals, increase their annual revenue, and has garnered many success stories in his long career helping companies grow. He also specializes in helping business owners and individuals purchase small to mid-size apartment buildings and other types of income properties. In recent years, he’s also assisted hundreds of small businesses with the SBA PPP Program. He is a graduate of Pearl City High School, University of Hawaii at Manoa (BBA in Finance), Chaminade University of Honolulu (MBA), and the Pacific Coast Banking School.
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in Victoria Place, located at 1100 Ala Moana Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
American Savings Bank is Hawaii's #1 Local Mortgage Lender*
*State of Hawaii Bureau of Conveyances Jan-Oct 2024, recorded total value of residential, non-wholesale, purchase mortgages.
Vice President
Senior Residential Loan Officer
NMLS #1083184
Mobile: (808) 741-5130
bako@asbhawaii.com
First Vice President
Executive Residential Loan Officer
NMLS #662118
Mobile: (808) 927-4512
maugust@asbhawaii.com
Vice President
Residential Loan Officer
NMLS #374225
Mobile: (808) 927-1902
egalla@asbhawaii.com
Hungarian Speaking
First Vice President
Executive Residential Loan Officer, Condo/Projects Manager
NMLS #477346
Mobile: (808) 551-0163
dgoto@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477462
Mobile: (808) 348-4920
mjames@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477461
Mobile: (808) 348-4913
cjohiro@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1191266
Mobile: (808) 295-7924
skant@asbhawaii.com
Bulgarian Speaking
First Vice President
Executive Residential Loan Officer, Private Lending Group
NMLS #363495
Mobile: (808) 228-8850
mluxton@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477326
Mobile: (808) 425-2974
amagno@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477347
Mobile: (808) 927-9548
psantos@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1636384
Mobile: (808) 979-6641
rsugai@asbhawaii.com
First Vice President
Residential Loan Officer
NMLS #477420
Mobile: (808) 927-9545
btani@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1325920
Mobile: (808) 428-6248
atruong@asbhawaii.com
Vietnamese Speaking
Vice President
Executive Residential Loan Officer
NMLS #477489
Mobile: (808) 348-4917
swah@asbhawaii.com
Cantonese/Mandarin Speaking
929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900
Sparkling blue water, soft sand beaches, and exciting local culture make Hawaii a go-to destination for vacationers from around the world. Maybe you’v...
Hawaii draws new residents from across the country and around the world with its warm beaches, rich and historic culture, and sun-soaked weather. Howe...
Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in Victoria Place, located at 1100 Ala Moana Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis. Plus, you can take advantage of a long-term lock from 90 days to 9 months prior to closing1!
Member FDIC
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property in Ulana at Ward Village, located at 1240 Ala Moana Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
American Savings Bank is Hawaii's #1 Local Mortgage Lender*
*State of Hawaii Bureau of Conveyances Jan-Oct 2024, recorded total value of residential, non-wholesale, purchase mortgages.
Vice President
Senior Residential Loan Officer
NMLS #1083184
Mobile: (808) 741-5130
bako@asbhawaii.com
First Vice President
Executive Residential Loan Officer
NMLS #662118
Mobile: (808) 927-4512
maugust@asbhawaii.com
First Vice President
Executive Residential Loan Officer, Condo/Projects Manager
NMLS #477346
Mobile: (808) 551-0163
dgoto@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477462
Mobile: (808) 348-4920
mjames@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477461
Mobile: (808) 348-4913
cjohiro@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1191266
Mobile: (808) 295-7924
skant@asbhawaii.com
Bulgarian Speaking
First Vice President
Executive Residential Loan Officer, Private Lending Group
NMLS #363495
Mobile: (808) 228-8850
mluxton@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477326
Mobile: (808) 425-2974
amagno@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477347
Mobile: (808) 927-9548
psantos@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1636384
Mobile: (808) 979-6641
rsugai@asbhawaii.com
First Vice President
Residential Loan Manager
NMLS #477420
Mobile: (808) 927-9545
btani@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1325920
Mobile: (808) 428-6248
atruong@asbhawaii.com
Vietnamese Speaking
Vice President
Executive Residential Loan Officer
NMLS #477489
Mobile: (808) 348-4917
swah@asbhawaii.com
Cantonese/Mandarin Speaking
929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900
Hawaii draws new residents from across the country and around the world with its warm beaches, rich and historic culture, and sun-soaked weather. Howe...
Sparkling blue water, soft sand beaches, and exciting local culture make Hawaii a go-to destination for vacationers from around the world. Maybe you’v...
Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property in Ulana at Ward Village, located at 1240 Ala Moana Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
Member FDIC Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property in The Park on Ke‘eaumoku, located at 1440 Kapiolani Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
American Savings Bank is Hawaii's #1 Local Mortgage Lender*
*State of Hawaii Bureau of Conveyances Jan-Oct 2024, recorded total value of residential, non-wholesale, purchase mortgages.
Vice President
Senior Residential Loan Officer
NMLS #1083184
Mobile: (808) 741-5130
bako@asbhawaii.com
First Vice President
Executive Residential Loan Officer
NMLS #662118
Mobile: (808) 927-4512
maugust@asbhawaii.com
Vice President
Residential Loan Officer
NMLS #374225
Mobile: (808) 927-1902
egalla@asbhawaii.com
Hungarian Speaking
First Vice President
Executive Residential Loan Officer, Condo/Projects Manager
NMLS #477346
Mobile: (808) 551-0163
dgoto@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477462
Mobile: (808) 348-4920
mjames@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477461
Mobile: (808) 348-4913
cjohiro@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1191266
Mobile: (808) 295-7924
skant@asbhawaii.com
Bulgarian Speaking
First Vice President
Executive Residential Loan Officer, Private Lending Group
NMLS #363495
Mobile: (808) 228-8850
mluxton@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477326
Mobile: (808) 425-2974
amagno@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477347
Mobile: (808) 927-9548
psantos@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1636384
Mobile: (808) 979-6641
rsugai@asbhawaii.com
First Vice President
Residential Loan Manager
NMLS #477420
Mobile: (808) 927-9545
btani@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1325920
Mobile: (808) 428-6248
atruong@asbhawaii.com
Vietnamese Speaking
Vice President
Executive Residential Loan Officer
NMLS #477489
Mobile: (808) 348-4917
swah@asbhawaii.com
Cantonese/Mandarin Speaking
929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900
Sparkling blue water, soft sand beaches, and exciting local culture make Hawaii a go-to destination for vacationers from around the world. Maybe you’v...
Hawaii draws new residents from across the country and around the world with its warm beaches, rich and historic culture, and sun-soaked weather. Howe...
Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property in The Park on Ke‘eaumoku, located at 1440 Kapiolani Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
Member FDIC Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in The Park at Ward Village, located on Auahi Street in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
American Savings Bank is Hawaii's #1 Local Mortgage Lender*
*State of Hawaii Bureau of Conveyances Jan-Oct 2024, recorded total value of residential, non-wholesale, purchase mortgages.
Vice President
Senior Residential Loan Officer
NMLS #1083184
Mobile: (808) 741-5130
bako@asbhawaii.com
First Vice President
Executive Residential Loan Officer
NMLS #662118
Mobile: (808) 927-4512
maugust@asbhawaii.com
Vice President
Residential Loan Officer
NMLS #374225
Mobile: (808) 927-1902
egalla@asbhawaii.com
Hungarian Speaking
First Vice President
Executive Residential Loan Officer, Condo/Projects Manager
NMLS #477346
Mobile: (808) 551-0163
dgoto@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477462
Mobile: (808) 348-4920
mjames@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477461
Mobile: (808) 348-4913
cjohiro@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1191266
Mobile: (808) 295-7924
skant@asbhawaii.com
Bulgarian Speaking
First Vice President
Executive Residential Loan Officer, Private Lending Group
NMLS #363495
Mobile: (808) 228-8850
mluxton@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477326
Mobile: (808) 425-2974
amagno@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477347
Mobile: (808) 927-9548
psantos@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1636384
Mobile: (808) 979-6641
rsugai@asbhawaii.com
First Vice President
Residential Loan Officer
NMLS #477420
Mobile: (808) 927-9545
btani@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1325920
Mobile: (808) 428-6248
atruong@asbhawaii.com
Vietnamese Speaking
Vice President
Executive Residential Loan Officer
NMLS #477489
Mobile: (808) 348-4917
swah@asbhawaii.com
Cantonese/Mandarin Speaking
929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900
Sparkling blue water, soft sand beaches, and exciting local culture make Hawaii a go-to destination for vacationers from around the world. Maybe you’v...
Hawaii draws new residents from across the country and around the world with its warm beaches, rich and historic culture, and sun-soaked weather. Howe...
Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in The Park at Ward Village, located on Auahi Street in Honolulu. Contact our Oahu lending team for financing solutions and for your free pre-qualification analysis. Plus, you can take advantage of a long-term lock from 90 days to 9 months prior to closing1!
Member FDIC
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in Sky Ala Moana, located at 1388 Kapiolani Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
American Savings Bank is Hawaii's #1 Local Mortgage Lender*
*State of Hawaii Bureau of Conveyances Jan-Oct 2024, recorded total value of residential, non-wholesale, purchase mortgages.
Vice President
Senior Residential Loan Officer
NMLS #1083184
Mobile: (808) 741-5130
bako@asbhawaii.com
First Vice President
Executive Residential Loan Officer
NMLS #662118
Mobile: (808) 927-4512
maugust@asbhawaii.com
Vice President
Residential Loan Officer
NMLS #374225
Mobile: (808) 927-1902
egalla@asbhawaii.com
Hungarian Speaking
First Vice President
Executive Residential Loan Officer, Condo/Projects Manager
NMLS #477346
Mobile: (808) 551-0163
dgoto@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477462
Mobile: (808) 348-4920
mjames@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477461
Mobile: (808) 348-4913
cjohiro@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1191266
Mobile: (808) 295-7924
skant@asbhawaii.com
Bulgarian Speaking
First Vice President
Executive Residential Loan Officer, Private Lending Group
NMLS #363495
Mobile: (808) 228-8850
mluxton@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477326
Mobile: (808) 425-2974
amagno@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477347
Mobile: (808) 927-9548
psantos@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1636384
Mobile: (808) 979-6641
rsugai@asbhawaii.com
First Vice President
Residential Loan Officer
NMLS #477420
Mobile: (808) 927-9545
btani@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1325920
Mobile: (808) 428-6248
atruong@asbhawaii.com
Vietnamese Speaking
Vice President
Executive Residential Loan Officer
NMLS #477489
Mobile: (808) 348-4917
swah@asbhawaii.com
Cantonese/Mandarin Speaking
929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900
Sparkling blue water, soft sand beaches, and exciting local culture make Hawaii a go-to destination for vacationers from around the world. Maybe you’v...
Hawaii draws new residents from across the country and around the world with its warm beaches, rich and historic culture, and sun-soaked weather. Howe...
Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in Sky Ala Moana, located at 1388 Kapiolani Boulevard in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
Member FDIC American Savings Bank is Hawaii's #1 Local Mortgage Lender*
*State of Hawaii Bureau of Conveyances Jan-Oct 2024, recorded total value of residential, non-wholesale, purchase mortgages.
Vice President
Senior Residential Loan Officer
NMLS #1083184
Mobile: (808) 741-5130
bako@asbhawaii.com
First Vice President
Executive Residential Loan Officer
NMLS #662118
Mobile: (808) 927-4512
maugust@asbhawaii.com
Vice President
Residential Loan Officer
NMLS #374225
Mobile: (808) 927-1902
egalla@asbhawaii.com
Hungarian Speaking
First Vice President
Executive Residential Loan Officer, Condo/Projects Manager
NMLS #477346
Mobile: (808) 551-0163
dgoto@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477462
Mobile: (808) 348-4920
mjames@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477461
Mobile: (808) 348-4913
cjohiro@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1191266
Mobile: (808) 295-7924
skant@asbhawaii.com
Bulgarian Speaking
First Vice President
Executive Residential Loan Officer, Private Lending Group
NMLS #363495
Mobile: (808) 228-8850
mluxton@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477326
Mobile: (808) 425-2974
amagno@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #477347
Mobile: (808) 927-9548
psantos@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1636384
Mobile: (808) 979-6641
rsugai@asbhawaii.com
First Vice President
Residential Loan Officer
NMLS #477420
Mobile: (808) 927-9545
btani@asbhawaii.com
Vice President
Executive Residential Loan Officer
NMLS #1325920
Mobile: (808) 428-6248
atruong@asbhawaii.com
Vietnamese Speaking
Vice President
Executive Residential Loan Officer
NMLS #477489
Mobile: (808) 348-4917
swah@asbhawaii.com
Cantonese/Mandarin Speaking
929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 627-6900
98-200 Kamehameha Highway, 2nd Floor
Aiea, HI 96701
Phone: (808) 627-6900
Sparkling blue water, soft sand beaches, and exciting local culture make Hawaii a go-to destination for vacationers from around the world. Maybe you’v...
Hawaii draws new residents from across the country and around the world with its warm beaches, rich and historic culture, and sun-soaked weather. Howe...
Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....
Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in Ililani, located at 615 Keawe Street in Honolulu. Please contact our Oahu lending team for financing solutions and for your free pre-qualification analysis.
Member FDIC Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a property at Anuhea at Kehalani, located in Wailuku. Please contact our Maui lending team for financing solutions and for your free pre-qualification analysis.
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American Savings Bank is Hawaii's #1 Local Mortgage Lender*
*State of Hawaii Bureau of Conveyances Jan-Oct 2024, recorded total value of residential, non-wholesale, purchase mortgages.
Vice President
Executive Residential Loan Officer
NMLS #685883
Mobile: (808) 463-2296
lcarillo@asbhawaii.com
First Vice President
Residential Loan Team Leader
NMLS #860092
Mobile: (808) 280-3491
byap@asbhawaii.com
150 Hookele Street
Kahului, HI 96732
Phone: (808) 627-6900
Taking the path that makes sense for your ‘ohana - especially family finances - is a key ingredient to creating stability and a long-term ability to thrive. So let’s talk mortgage vs. rent....
Folks here in Hawaiʻi might seek out a jumbo loan if they’re thinking about a big single-family home, going in on a multi-family property for the extended ʻohana,...
Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Our expert loan officer has experience making sense of mortgage points and helping families use them as tools....
Long Term Rate Locks Available. Contact one of our residential loan officers below to learn more!
Member FDIC 
