Kahului Loan Center, Kahului

Kahului Mortgage & Home Loan Center in Kahului, HI

The Kahului Mortgage and Home Loan center of American Savings Bank is located conveniently on the corner of South Puuenne Avenue and East Kamehameha Highway. The loan center is near the Maui Mall by TJ Maxx and across Kamehameha Highway from Walgreens. Sitting right next to our Kahului branch, our loan center provides services specifically for home loans and refinancing. Our mortgage programs can help you finance and refinance the home of your dreams in Kahului.

First time home buyers can get help finding the financing they need to purchase their very first home at our Kahului loan center. Our First Time Home Buyer loans include federal government programs like Fannie Mae HomeReady^® or Freddie Mac Home Possible^® loans. These programs help first time buyers finance a home purchase with low down payment requirements. With many different first time home buyer loans available, our professional mortgage team will help you determine which loan option works best for you to buy your first house.

Our loan center also offers Jumbo loans in Kahului for home buyers with established credit looking to purchase a high-value property. With a jumbo loan from ASB, you can qualify for loans up to $2 million that can also be used to refinance your current house. Speak with one of our professional mortgage loan officers to learn more about purchasing a high-value property with a jumbo loan from ASB.

The Kahului loan center offers refinancing options as well. Refinancing a home is a great way to take advantage of lower interest rates and lowering your monthly mortgage payment. Many people also choose to refinance in order to shorten their loan terms. A Cashout Refinance allows you to take the equity in your home as a cashout. This money can then be put toward planned purchases and expenses, such as a major home improvement project.

MEET OUR KAHULUI MORTGAGE LOAN OFFICERS

If you’re ready to buy a home in Kahului, be sure to visit us at our Kahului mortgage and home loan center. Our professional team of local mortgage loan officers can answer questions you may have about the Kahului area or the local real estate market. We’ll work hard to address your questions quickly and give straightforward answers. We know your time is valuable and we strive not to waste it. We make loan recommendations based on the information you provide and the house you want to purchase to get you the best available home loan in Kahului for you.

Once we’ve helped you decide on a loan type, our mortgage professionals can help you complete your mortgage application. We know that securing a home loan in Kahului is sometimes confusing. Our expert loan officers will help you through every step of the mortgage application process. Stop in at our Kahului mortgage and loan center to apply for a mortgage so you can secure funding for your dream home.

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Hokulei Village Loan Center, Lihue

Hokulei Village Mortgage & Home Loan Center in Lihue, HI

When you’re looking to finance a home purchase in Lihue, trust the ASB team at our mortgage and home loan center in our Hokulei Branch. In addition to first time home buyer and conforming loans, our mortgage center in Lihue provides loans for military veterans through the US Department of Veterans Affairs. With a VA loan, veterans and eligible servicemembers can finance up to 100% of their new home purchase. If you’re a veteran, a VA loan may save you money on a down payment and you may not be required to have private mortgage insurance.

Refinancing a home can help you shorten your term or lower your monthly payment. Additionally, refinancing your home lets you take advantage of low interest rates. If you think refinancing may be a good option for you, speak with a mortgage loan officer in Lihue to learn more about our refinancing options.

MEET OUR LIHUE LOAN OFFICERS

The ASB team of mortgage loan officers at our home loan center in Hokulei Village Shopping Center are local mortgage experts. They can help answer your questions and guide you through the mortgage process. We’ll walk you through the mortgage application and loan funding process so you know what to expect every step of the way. Stop by today to see which mortgage loans in Lihue are available to you.

FREQUENTLY ASKED QUESTIONS ABOUT MORTGAGES & HOME LOANS IN LIHUE, HI

We know buying a house can be a confusing process. We’ve put together these frequently asked questions to help you get the home loan answers you need.

When to refinance a house in Lihue?
If you are hoping to refinance to lower your interest rate, you can enlist the help of a mortgage professional to monitor current rates.

How to get a favorable mortgage in Lihue?
One important factor for getting a favorable mortgage is to have excellent credit. You can improve your credit by paying down large debts and avoiding new debts as you’re going through the mortgage process.

How to apply for a mortgage loan in Lihue
See the friendly, local mortgage professionals of ASB’s Hokulei Village branch in Lihua to get started on the mortgage loan application process. We’ll help guide you through the entire application.

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Kona Loan Center, Kailua-Kona

Kona Loan Mortgage & Loan Center in Kailua-Kona, HI

Our branch in Kailua-Kona features a mortgage and loan center to help make the home loan process easier. We provide home loans and refinancing options for homes in Hawaii. Our loan programs include mortgages for US veterans as well as Jumbo loans for more expensive homes. Veterans and eligible service members can take advantage of purchasing or refinancing a home at up to 100% of appraised value with a US Department of Veterans Affairs loan. Additionally, VA loans require no private mortgage insurance and can be used to purchase or refinance a home.

Jumbo Loans are offered at our mortgage center in Kailua-Kona for financing Hawaii homes needing loans up to $2 million. A Jumbo loan in Kailua-Kona offers a fixed-rate mortgage for your next Hawaii home purchase. With a jumbo loan, you can get a higher-priced property at a competitive rate. Learn more about jumbo loans and other loan options for high-value properties by speaking with our experienced loan team at our loan and mortgage center in Kailua-Kona.

MEET OUR KAILUA-KONA MORTGAGE LOAN OFFICERS

The loan officers of our loan center in Kailua-Kona make up the knowledgeable mortgage team you need to get the best home financing for you and your family. The friendly team provides local expertise about financing your home in the Kailua-Kona area. Let our loan officers help answer your mortgage questions about refinancing a home to get a better rate or to shorten your loan period.

FREQUENTLY ASKED QUESTIONS ABOUT MORTGAGES & HOME LOANS IN KAILUA-KONA, HI

Below are some of the most common questions asked in our Kailua-Kona loan and mortgage center.

When to refinance a house in Kailua-Kona?
When to refinance your house in Kailua-Kona depends highly on what type of refinance you would like. Learn more about the different refinancing options from our friendly Kailua-Kona mortgage team.

How to get a favorable mortgage in Kailua-Kona?
The most important step for getting a favorable mortgage is to know your credit score and to talk with a mortgage loan officer in Kailua-Kona to find out when interest rates are the most favorable.

How to apply for a mortgage loan in Kailua-Kona?
Apply for a mortgage loan by stopping by our Kona mortgage and home loan center in our Kailua-Kona branch.

Hilo Loan Center, Hilo

Hilo Mortgage & Home Loan Center in Hilo, HI

In addition to Conforming Loans, our Hilo branch provides you with a range of home financing options. We offer programs for first time buyers as well as military veterans. Stop by our mortgage and home loan center in our Hilo branch to learn how we can help you get the financing you need.

First time home buyer mortgages in Hilo include government-sponsored programs to help you buy your first home. The Mortgage Credit Certificate (MCC) Program is issued through the Hawaii Housing Finance and Development Corporation. This program allows you to save money for house payments by reducing the amount of federal taxes you owe. This gives you more available cash to get approved for a home loan in Hilo.

MEET OUR HILO MORTGAGE LOAN OFFICERS

The professional team of mortgage loan officers at our Hilo mortgage and loan center are ready to answer your Hawaii mortgage questions. We know that buying a home can be a confusing process, even if you’ve bought a home before. Laws, regulations, and mortgage options have likely changed since you purchased your current home. Speaking with a knowledgeable, local mortgage loan officer in Hilo helps you ensure you have updated home financing information.

FREQUENTLY ASKED QUESTIONS ABOUT MORTGAGES & HOME LOANS IN HILO, HI

Our loan officers in Hilo can help you with any mortgage questions you may have. Check out these frequently asked mortgage and home loan questions.

When to refinance a house in Hilo?
A refinance can help you get a lower rate or payment, or even shorten your loan terms. The best time for a Rate/Term Refinance is when rates drop and you have established a great credit history.

How to get a favorable mortgage in Hilo?
To get a favorable mortgage in Hilo, you should speak with a local expert. The loan officers at our Hilo loan center can help you determine your credit rating and see what your options are for a favorable mortgage.

How to apply for a mortgage loan in Hilo?
The friendly team at the Hilo mortgage and home loan center is ready to lead you through the home loan process to help you secure financing.

Pearlridge Loan Center, Aiea

Pearlridge Mortgage & Home Loan Center in Aiea, HI

If you’re looking for a home loan in Aiea, stop by the mortgage and home loan center of our Pearlridge branch. ASB’s Pearlridge loan center provides mortgages and refinance options for a variety of Hawaii homes. We offer home loan options for experienced home buyers as well as loans for first time buyers and veterans.

Current homeowners looking for their next home who have established a good credit history may qualify to take advantage of the most competitive rates with a Conforming Loan. The conforming loan program is available to eligible homes in Hawaii and can be used for a home purchase or refinance. For first time home buyers, our Pearlridge loan center offers a range of mortgages in Aiea. Our First Time Home Buyer programs include Fannie Mae HomeReady® and Freddie Mac Home Possible®.

MEET OUR AIEA MORTGAGE LOAN OFFICERS

When you’re buying a home, you want to know you’re getting a competitive mortgage. That’s why our Pearlridge loan center features an experienced team of knowledgeable mortgage loan officers in Aiea. Our friendly team is made up of local experts who know the Aiea market and can help you get the financing you need for your next home purchase or refinance. Visit our Pearlridge mortgage center to meet our team and get started applying for your next home loan.

FREQUENTLY ASKED QUESTIONS ABOUT MORTGAGES & HOME LOANS IN AIEA, HI

We’ve provided some of the top questions asked at our Pearlridge home loan and mortgage center.

When to refinance a residential mortgage loan in Aiea?
To find the best time to refinance a residential mortgage loan in Aiea, stop in at our Pearlridge loan center. Cashout refinancing is best when you’ve accumulated a large amount of equity in your home and need cash for a planned expense.

How to get a low-interest mortgage in Aiea?
Getting a low-interest mortgage in Aiea involves financing a home at the right time as well as establishing great credit. Speak to our friendly loan officers to learn how you can increase your credit score and get our best rate on a home loan.

How to apply for a mortgage loan in Aiea?
Applying for a mortgage can be a confusing process. Our knowledgeable mortgage loan officers in Aiea are here and can help you every step of the way.

Kapiolani Loan Center, Honolulu

Kapiolani Mortgage & Home Loan Center in Honolulu, HI

The American Savings Bank Kapiolani loan and mortgage center is located on the second floor of the Pan Am Building in Honolulu, HI. On the corner of Kapiolani Blvd and Kaheka Street, our Kapiolani loan center provides home loans and refinancing options to get you competitive rates and loan terms. Our Kapiolani loan center is conveniently located to help you secure a home loan in Honolulu.

At the ASB mortgage and home loan center, we provide a range of options for your mortgage in Honolulu. Whether you are looking for your first home or are ready to upgrade to the ultimate dream home, ASB can help you find the mortgage option that fits your situation. First Time Home Buyer options feature programs like the State of Hawaii Mortgage Credit Certificate (MCC). This government-sponsored program reduces the amount of federal income tax you are required to pay. This allows you more income to qualify for a mortgage and more money to put towards your house payments.

Military veterans looking for mortgage loans in Honolulu may consider a US Department of Veteran's Affair Loan (VA loan) from ASB. A VA loan helps veterans and eligible servicemembers get the home of their dreams and can be used to purchase a new home or refinance an existing home mortgage. Additionally, with a VA loan, you may be able to finance up to 100% of your home purchase price or appraised value. If you are a veteran, be sure to speak with a mortgage loan officer in Honolulu to see if a VA loan is right for you.

If you already own your dream home but want to see if you can get better loan terms on your mortgage in Honolulu, stop by our Kapiolani loan center. We provide refinancing options for Hawaii homes. Refinancing an existing home can be a great way to lower your monthly payment or getting a better interest rate. A Cashout Refinance allows you to take advantage of the equity in your home so you have more money available to you. You can then use the funds from your cashout to pay for home improvements or other major planned expenses.

MEET OUR KAPIOLANI MORTGAGE LOAN OFFICERS

When you’re looking for home loans in Honolulu, you need a local mortgage team that knows the Honolulu area. Visit our friendly Kapiolani mortgage loan officers to help you start funding your dream home in Hawaii. We know that the process of funding a home purchase or refinancing is confusing to most. Our loan team is made up of knowledgeable mortgage and home loan experts. They’ll answer your questions and walk you through the home loan process. The ASB loan officers can help you get competitive home loans in Honolulu for you and your family. Our loan officers have the local expertise you need to efficiently secure financing and navigate the Honolulu real estate market.

Queen-Ward Loan Center, Honolulu

Queen-Ward Mortgage & Home Loan Center in Honolulu, HI

Our Queen-Ward branch in Honolulu features a mortgage and home loan center on the second floor. We offer a variety of home loan and mortgage options for every loan applicant. Jumbo Loans from ASB provide financing for Hawaii homes needing loans up to $2 million. Jumbo loans in Queen-Ward can be used on a new home purchase or a home loan refinance. Visit us at our Queen-Ward Loan Center to learn more about financing options.

MEET OUR QUEEN-WARD MORTGAGE LOAN OFFICERS

At the ASB Loan Center located on the corner of Queen St. and Ward Ave., our friendly loan officers can help you finance the home of your dreams. The mortgage team is made up of experienced local mortgage experts to help you through the home loan process. Stop by our mortgage and loan center today to meet the home loan team and start the mortgage process.

FREQUENTLY ASKED QUESTIONS ABOUT MORTGAGES & HOME LOANS IN KAKA'AKO (CORNER OF QUEEN ST. AND WARD AVE.) HONOLULU, HI

At ASB, we understand you have questions about the home loan or refinancing process. We’ve put together a few of the frequently asked questions customers ask our mortgage loan officers at our Queen-Ward Loan Center.

When to refinance a residential mortgage loan at Queen-Ward?
Refinancing a residential mortgage loan at our Queen-Ward Loan Center is a great way to get competitive loan terms. When to refinance a home will depend on your refinancing goals. If you are looking for a lower loan rate, aim to refinance when rates have dipped. It’s important to know how your credit score will affect a home refinance, so be sure to speak with a professional mortgage loan officer at our Queen-Ward location about your refinancing options.

How to get a low-interest mortgage at Queen-Ward?
The easiest way to get a low-interest mortgage at our Queen-Ward Loan Center is to speak with the experienced loan officers of ASB. Their local knowledge will be essential to helping you get our best rate available.

How to apply for a mortgage loan at Queen-Ward?
Stop by our Queen-Ward Loan Center to apply for a mortgage on your next dream home in Hawaii.

Alex Truong

Vice President
Executive Residential Loan Officer

 

American Savings Bank

NMLS #1325920
Equal Housing Lender
Mobile: (808) 428-6248
atruong@asbhawaii.com
(Vietnamese speaking)

APPLY NOWLET'S MEET

Alex brings over 10 years of expertise in banking and mortgage lending, working with national lenders, local banks and credit unions. Passionate about helping first-time homebuyers, veterans, real estate investors and those seeking to call Hawaii home, Alex is dedicated to delivering an exceptional customer experience. His commitment to clients has earned him prestigious recognition in American Savings Bank’s President’s Club and Top Performers programs, awards that honor top loan producers.

Raised on Oahu, Alex embodies local core values and is committed to bringing real impact to the community. He is a member of the Chinese Chamber of Commerce and enjoys marathons, golfing, biking, hiking and beach outings in his spare time.

Alex holds a bachelor’s degree in finance from the University of Hawaii Shidler College of Business and is fluent in Vietnamese.

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