Lucy Wong

Assistant Vice President, Commercial Banking Associate

 

American Savings Bank

Direct: (808) 539-7851
lwong@asbhawaii.com

One of the reasons that American Savings Bank gets honored as a “Best Place to Work” is because management encourages teammates to further their careers by exploring different positions within the bank. Lucy is a great example of this philosophy: she began at ASB in 2004 in Cash Management; in 2008 she moved to Human Resources; and in 2015, she joined the Commercial Banking team. Lucy was born in Hawaii and raised in Ewa Plantation – Tenney Village, a historic neighborhood of Oahu that maintained sugar production and operation for 110 years. She holds a BSBA degree in Business Administration from Hawaii Pacific University. She is a landscape and nature photographer who has had her work featured in the ASB Brand Icon, a fixture that is prominently displayed at every branch, as well as the ASB annual calendar that is distributed to customers.

Back to Commercial Banking Officers page

Teresa Hamabata

Vice President, Commercial Banking Officer

 

American Savings Bank

Direct: (808) 539-7948
Mobile: (808) 286-9657
thamabata@asbhawaii.com

Teresa started at American Savings Bank as a Business Credit Analyst in 2012 and the following year, she joined the Commercial Banking team. She serves as a board member of the Shidler Alumni Association and is actively involved with the Chamber of Commerce Hawaii Young Professional program. She was born in Hawaii and raised in the Kaimuki neighborhood of Oahu. She is a graduate of Sacred Hearts Academy, and holds a BBA in Finance from the Shidler College of Business at the University of Hawaii at Manoa. Teresa enjoys trying different dishes at new restaurants and is an avid explorer of Hawaii’s hiking trails.

Back to Commercial Banking Officers page

Darin Shigeta

Vice President, Commercial Banking Officer

 

American Savings Bank

Direct: (808) 539-7688
dshigeta@asbhawaii.com

Darin has worked in the financial services industry since 1998 and specializes in helping small to medium sized businesses succeed. In 2008, he was a Pacific Business News 40 Under 40 awardee, which honors the best and brightest young business leaders in Hawaii. Darin is an active community member serving as the Director and Finance Committee Board Member of the Hawaii Foodbank and participating in the Kalihi Business Association. He was born and raised on Oahu, is a Kaiser High School graduate and holds a BA in Economics from Claremont McKenna College and an Executive MBA from the University of Hawaii at Manoa. Fishing, tennis and golf are a few of Darin’s favorite activities.  

Back to Commercial Banking Officers page

Randi Tsushima

First Vice President, Commercial Banking Officer

 

American Savings Bank

Direct: (808) 539-7678
rtsushima@asbhawaii.com

Randi has worked in the financial services industry since 2002 and specializes in cultivating relationships with locally owned and operated businesses so they can grow and thrive. She was awarded honorable recognition from the U.S. Small Business Administration for her work in helping Hawaii’s business owners obtain SBA loans. Randi is actively involved with the Honolulu Japanese Chamber of Commerce. She was born and raised in Honolulu, Hawaii; is an ‘Iolani School graduate; and earned a BA from the University of Puget Sound as well as an MBA from the University of Hawaii at Manoa. She cherishes time spent with her husband and two sons.

Back to Commercial Banking Officers page

Larry Ishii

Senior Vice President and Manager, Commercial Banking Officer

 

American Savings Bank

Direct: (808) 539-7870
lishii@asbhawaii.com

Larry’s career in the financial services industry began in 1979 and since 1987, he has been honing his expertise in Commercial Lending. He is an active community member and serves on the board of the Hawaii Food Industry Association, Hawaii Economic Development Corporation, and the Honolulu Japanese Chamber of Commerce. Larry was born in Japan and spent part of his childhood in New Mexico; his family then moved to Hawaii where he was raised in the town of Wahiawa, Oahu. He is a 2008 graduate of the Pacific Coast Banking School and holds a BA in Economics from the University of Hawaii at Manoa.

Back to Commercial Banking Officers page

Kahului Loan Center, Kahului

Kahului Mortgage & Home Loan Center in Kahului, HI

The Kahului Mortgage and Home Loan center of American Savings Bank is located conveniently on the corner of South Puuenne Avenue and East Kamehameha Highway. The loan center is near the Maui Mall by TJ Maxx and across Kamehameha Highway from Walgreens. Sitting right next to our Kahului branch, our loan center provides services specifically for home loans and refinancing. Our mortgage programs can help you finance and refinance the home of your dreams in Kahului.

First time home buyers can get help finding the financing they need to purchase their very first home at our Kahului loan center. Our First Time Home Buyer loans include federal government programs like Fannie Mae HomeReady^® or Freddie Mac Home Possible^® loans. These programs help first time buyers finance a home purchase with low down payment requirements. With many different first time home buyer loans available, our professional mortgage team will help you determine which loan option works best for you to buy your first house.

Our loan center also offers Jumbo loans in Kahului for home buyers with established credit looking to purchase a high-value property. With a jumbo loan from ASB, you can qualify for loans up to $2 million that can also be used to refinance your current house. Speak with one of our professional mortgage loan officers to learn more about purchasing a high-value property with a jumbo loan from ASB.

The Kahului loan center offers refinancing options as well. Refinancing a home is a great way to take advantage of lower interest rates and lowering your monthly mortgage payment. Many people also choose to refinance in order to shorten their loan terms. A Cashout Refinance allows you to take the equity in your home as a cashout. This money can then be put toward planned purchases and expenses, such as a major home improvement project.

MEET OUR KAHULUI MORTGAGE LOAN OFFICERS

If you’re ready to buy a home in Kahului, be sure to visit us at our Kahului mortgage and home loan center. Our professional team of local mortgage loan officers can answer questions you may have about the Kahului area or the local real estate market. We’ll work hard to address your questions quickly and give straightforward answers. We know your time is valuable and we strive not to waste it. We make loan recommendations based on the information you provide and the house you want to purchase to get you the best available home loan in Kahului for you.

Once we’ve helped you decide on a loan type, our mortgage professionals can help you complete your mortgage application. We know that securing a home loan in Kahului is sometimes confusing. Our expert loan officers will help you through every step of the mortgage application process. Stop in at our Kahului mortgage and loan center to apply for a mortgage so you can secure funding for your dream home.

-->

Hokulei Village Loan Center, Lihue

Hokulei Village Mortgage & Home Loan Center in Lihue, HI

When you’re looking to finance a home purchase in Lihue, trust the ASB team at our mortgage and home loan center in our Hokulei Branch. In addition to first time home buyer and conforming loans, our mortgage center in Lihue provides loans for military veterans through the US Department of Veterans Affairs. With a VA loan, veterans and eligible servicemembers can finance up to 100% of their new home purchase. If you’re a veteran, a VA loan may save you money on a down payment and you may not be required to have private mortgage insurance.

Refinancing a home can help you shorten your term or lower your monthly payment. Additionally, refinancing your home lets you take advantage of low interest rates. If you think refinancing may be a good option for you, speak with a mortgage loan officer in Lihue to learn more about our refinancing options.

MEET OUR LIHUE LOAN OFFICERS

The ASB team of mortgage loan officers at our home loan center in Hokulei Village Shopping Center are local mortgage experts. They can help answer your questions and guide you through the mortgage process. We’ll walk you through the mortgage application and loan funding process so you know what to expect every step of the way. Stop by today to see which mortgage loans in Lihue are available to you.

FREQUENTLY ASKED QUESTIONS ABOUT MORTGAGES & HOME LOANS IN LIHUE, HI

We know buying a house can be a confusing process. We’ve put together these frequently asked questions to help you get the home loan answers you need.

When to refinance a house in Lihue?
If you are hoping to refinance to lower your interest rate, you can enlist the help of a mortgage professional to monitor current rates.

How to get a favorable mortgage in Lihue?
One important factor for getting a favorable mortgage is to have excellent credit. You can improve your credit by paying down large debts and avoiding new debts as you’re going through the mortgage process.

How to apply for a mortgage loan in Lihue
See the friendly, local mortgage professionals of ASB’s Hokulei Village branch in Lihua to get started on the mortgage loan application process. We’ll help guide you through the entire application.

-->