Kapolei Branch, Kapolei

Kapolei Branch, Honolulu

Making People Dreams Possible in the West Oahu.

On Wakea St between Farrington Highway and Kapolei Pkwy
Between Chun Wah Kam and Foodland Kapolei.

Branch Manager: Nina Cabal
Assistant Branch Manager: Shayne Cabrera
Make an Appointment

Known as the “second city” of Oahu, the planned community of Kapolei provides a variety of dining and shopping amenities. The Kapolei Village Center, at the corner of Kapolei Parkway and Wakea Street, provides convenient grocery shopping at Foodland as well as beauty and dentistry services mixed with a variety of dining options.

The Kapolei branch of American Savings Bank is located just north of the Kapolei Village Center. Our bank in Kapolei, Oahu sits conveniently on Wakea Street between Kamokila Boulevard and Kapolei Parkway. Across Kuou Street from Foodland Kapolei, it’s easy to stop in and speak with our banking staff about applying for a Home Equity Line of Credit.

Languages Spoken: Tagalog and Ilocano

Services

Foreign Currency Exchange >
ATM - Deposit & Withdrawals
Extended Hours
Weekend Hours
Drive Up ATM
Drive Up Teller
Night Drop

COMPREHENSIVE BANKING SERVICES IN KAPOLEI, OAHU
At ASB, we offer full service Kapolei, Oahu banking including business and personal banking solutions. Our Kapolei branch features convenient extended and weekend hours to make banking easy for you. We have a drive-up teller and drive-up ATM, so you don’t have to leave your car to make a deposit into your checking or savings accounts. For Kapolei area business owners, a Night Drop is available for making secure deposits of business funds after operating hours.

PLANNING FOR THE FUTURE
Whether you’re wondering how much money you’ll need in retirement or just need help starting a plan to get there, teammates at the ASB Kapolei Branch can help. Our friendly and knowledgeable team can help you with a plan to save for your future.

FINANCE A PURCHASE
Our Kapolei banking services provide customers with financing for major purchases. Make your next purchase hassle-free with a Personal Loan from ASB. We offer competitive rates with no application fee and no annual fee; loans are available from $2,500 up to $50,000 and have a fixed interest rate and fixed monthly payments for the duration of the loan. Set up automatic payments from your ASB checking account and enjoy a 0.50% rate discount on your personal loan.

HOME EQUITY LINE OF CREDIT
If you’re looking to upgrade your home with a renovation project or new feature, you might consider using your home’s equity as collateral for financing. With a Home Equity Line of Credit, qualified borrowers are given a credit line to use any time during the draw period. Talk to a Kapolei Branch teammate to apply, and find out how you can easily access your HELOC funds. A HELOC from our Kapolei, Oahu branch is available to qualified homeowners for up to $1,000,000.

FIND YOUR NEXT HOME
As you’re starting the process of purchasing a home, the knowledge of a local mortgage expert can help you get the best loan type for your needs. At our bank in Kapolei, we offer a wide range of home loan options for all types of home buyers. Experienced home buyers with established credit might be best suited to take advantage of the competitive rates of a Conforming Loan. Alternatively, First Time Home Buyers can find lower down payment requirements form several government loan programs.

BUSINESS BANKING SOLUTIONS
Our Kapolei branch offers business checking accounts, business savings accounts, merchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

Learn more about our banking services at our Kapolei, Oahu branch, or find the ASB branch nearest to you.

Address

888 Wakea St.
Kapolei, HI 96707

On Wakea St between Farrington Highway and Kapolei Pkwy
Between Chun Wah Kam and Foodland Kapolei

Hours

Mon - Thu 9:00 a.m. to 5:00 p.m.
Fri 9:00 a.m. to 6:00 p.m.
Sat - Sun 9:00 a.m. to 1:00 p.m.

View Holiday Hours >

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< Back Helpful Articles

Saving For Your Keiki’s Future…It’s Never Too Early to Start!

December 07, 2018 | 5 min read N/A

Saving for your Keiki

Saving for your keiki’s future is an important investment every parent/guardian should consider. A college degree can open many doors, giving your child a head start on their career and valuable connections in the real world. With rising costs of college and the high cost of living in the Aloha State, planning for the future can be a nerve-wracking thought. If you’re wondering how you’ll be able to afford your child’s higher education, rest assured that you’re not alone. Read on to learn about how a specialized savings account and other college savings options can help you start saving for your child’s future.

THE COST OF COLLEGE

The average cost of a college education in the United States has steadily increased in recent years. For the 2017/2018 school year, in-state tuition at a public university averaged $25,290 (College Data), and private universities averaging over $50,000 a year in tuition. This is a drastic increase from the year 2000, when the cost of public university tuition was less than half. By 2030, the average cost of a public university is expected to reach nearly $45,000 per year, according to US News and World Report. This significant increase in cost in a relatively short time means that saving for college in your children’s early years is more important than ever before.

Due to the high costs of college tuition, more and more Americans are racking up student debt. In fact, according to Student Loan Hero, the average amount of debt for the Class of 2017 graduates was $39,400. An estimated 44.2 million Americans currently have some amount of student loan debt. Borrowers aged 20 to 30 have an average monthly student loan payment of $351. In order to save for college and future inflation, it’s important to consider all of the savings options available to you for your child. Putting money away specifically for college can help lessen or eliminate the potential debt your child may face.

OPENING A CHILD SAVINGS ACCOUNT

Deciding when to open a savings account for your child can be based on many factors. Generally, opening an account sooner rather than later will give you the opportunity to save more money over time. For example, opening a child savings account such as our Moneyhune Savings account while your child is still an infant or toddler allows you to deposit money into the account for almost a full 18 years before your child goes to college. Upon opening such an account, many parents/guardians regularly make annual deposits on special holidays, such as their child’s birthday and Christmas Day.

Do you have older children? If so, it’s not too late to open a Moneyhune Savings account for them. Opening an account when your child is in elementary school or junior high school still gives you a chance to save up while teaching your keiki how the savings account works.

BENEFITS OF SAVING UP FOR YOUR KEIKI

There are many benefits of opening and maintaining a child savings account, at any age. Most child savings accounts require very small opening deposits and do not include a monthly service fee. These accounts also often earn interest with lower minimum balances than regular savings accounts. Some accounts even provide children of a certain age, usually around 12 or 13 years old, with their own ATM bank card to withdraw money from ATMs.

Perhaps the most important benefit of a child savings account is the opportunity to teach your children about financial responsibility. If you have young children, you can slowly introduce the concept of savings when they receive money for their birthdays or holidays. As your children get older, you can encourage them start to make money choices on their own. This might include letting them choose how much of their gift money they wish to deposit or allowing them to make a withdrawal for a big purchase, like a new video game or bike.

HOW DO CHILD SAVINGS ACCOUNTS WORK?

Generally, a child savings account is opened as a joint account with one or both parents or a guardian. This gives the parents/guardians custodial rights over funds in the account. Opening an account for your child is similar to opening a savings account for yourself. To open an account, you’ll need identification for yourself and the date of birth and Social Security number of your child.

When your child turns 18, they will take ownership of the account. Most children’s savings accounts automatically change into a regular savings account when they come of age. This then gives your child complete control over the account.

COLLEGE SAVINGS ACCOUNT OPTIONS

Another option for saving up for your child’s college education is a college savings program. There are many different options you can set up specifically for college savings. Working with a financial planner for education planning can help you navigate the various college savings options. For example, Section 529 College Savings Plans provide a great opportunity to save for education. With a 529 plan, you and your child can enjoy tax savings when they’re in college as qualified education expenses can be withdrawn income tax-free.

There’s no doubt that saving money for your children is a wise investment in their future. Whether your child is 8 or 18, consider the above tips to set them up for long-term success.

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Kapolei Branch, Kapolei

Making People Dreams Possible in the West Oahu.

On Wakea St between Farrington Highway and Kapolei PkwyBetween Chun Wah Kam and Foodland Kapolei.

Languages Spoken: Tagalog and Ilocano

Services

Address

Hours

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Languages Spoken: Tagalog and Ilocano

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Making People's Dreams Possible on Maui.

Between Walmart and Lowe's Home Improvement.

Languages Spoken: Tagalog and Ilocano

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Making People's Dreams Possible in the Lihue.

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Kehalani Foodland Branch, Wailuku, Maui

Making People's Dreams Possible on the Valley Isle.

At the corner of Honoapiilani Highway and Kuikahi Drivein the Kehalani Village Center within Foodland.

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Hours

Saving For Your Keiki’s Future…It’s Never Too Early to Start!

By

Voted One of Hawaii's Best BanksSince 2018

On Wakea St between Farrington Highway and Kapolei Pkwy
Between Chun Wah Kam and Foodland Kapolei.

Hahani Street and Hamakua Drive
In the Safeway Shopping Center

Amara Road and Kamehameha Hwy.
By Haleiwa Market and Fujioka Supermarket

At the corner of Honoapiilani Highway and Kuikahi Drive
in the Kehalani Village Center within Foodland.

Voted One of Hawaii's Best Banks
Since 2018