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Travel Tips for your Next Trip

ASB January 31, 2019 | 5 min read N/A

Spring Break is just around the corner! Planning a trip to the mainland or out of the country in the coming months? Whether you’re visiting family or ready to explore a brand new place, traveling can be fun…but costly.

Not to worry – we’ve compiled a list of travel tips to help you on your next trip. We hope these tips will help you to plan ahead so you can worry less and enjoy more adventures with family and friends.

Redwoods

SAVE AHEAD FOR YOUR TRIP

It’s never too early to start saving for your next trip. Even before you decide where you want to travel next, saving up now can give you an instant head start on building up funds for your trip. Start by putting a little bit of each paycheck towards a “travel fund.” An easy way you can do this is to open a new savings account specifically for your travels. Using an account separate from your existing accounts will help to weaken the temptation of using the money for other things. Once you have an account set up, you can use it over and over to save for each trip you take.

hotel room

FIND GREAT DEALS ON LODGING

Staying with family or friends while you travel is a great way to save money on accommodations. For stays longer than a couple of nights, however, you may want to consider an alternative. Mom and Dad’s house with one bathroom is great when it’s just them, but add a few visitors and suddenly you’re using the kitchen sink to brush your teeth. A hotel might seem expensive, but you can usually get great deals just by shopping around. Check the hotel website for seasonal specials, or your credit card for rewards or affiliate discounts.

Have a big family or lots of friends traveling with you? It may be cheaper to book an entire house or condo. Travel apps and vacation rental sites offer listings from property owners looking to rent out their homes. Most properties on these sites offer multiple rooms and amenities such as a kitchen. The best part? Rentals often end up being less expensive than booking a traditional hotel room.

Airplane Takeoff

BOOKING FLIGHTS

If you’re flying during a peak season, get the best deal by booking your flights early. For example, you should try to book as early as the beginning of October for Thanksgiving flights, according to CNBC. For the winter holidays, booking around October 15 is your best bet. When you’re looking at flights, you can use a variety of price trackers to help you score the best deal as you track prices.

SAVE ON MEALS

According to 50states.com, as the most isolated population center in the world, flying from Hawaii to the mainland or a different country can make for long trips. As soon as you cross through airport security, you’ll see price increases on pretty much everything. Food is often marked up especially high in airports and on flights. Even if you skip the sit-down restaurants, your usual quick bite from a fast food chain is sure to be a couple dollars more expensive. The easiest way to save on meals when traveling to your destination is to pack snacks for the journey. Pack your favorite bento, some trail mix or other satisfying snacks to help keep you satisfied until you land at your destination.

mobile travel

KEEP AN EYE ON YOUR ACCOUNTS

As you travel, be sure to keep an eye on your bank accounts. Choose a bank that offers online banking. This way, you can easily check your balances from anywhere in the world, as long as you have an internet connection. Check your accounts at the end of the day so you can make sure you’re on track with your travel budget. In addition to keeping your spending in check, online banking is a great way to watch out for fraudulent spending on your accounts. If you notice suspicious activity, talk with your bank right away and make sure you have some sort of identity theft protection in place.

If you’re traveling internationally, suggest exchanging money before you leave so you don’t end up paying a premium rate at the airport. 

Follow these tips to make sure your time is spent enjoying the trip rather than worrying about how much it cost. From our entire team at American Savings Bank, we wish you safe travels!

Cherry Blossom

Randy Lu's photo

Randy Lu

Senior Vice President
Manager, Commercial Banking

 

American Savings Bank

Direct: (808) 539-7957
Mobile: (808) 291-3760
rlu@asbhawaii.com

Randy is Senior Vice President and Manager of Commercial Banking. He has worked in the financial industry for over 25 years with extensive experience in Retail and Commercial Markets. He is an active community member and currently serves as an Executive Member and Treasurer for UHAA (University of Hawaii Alumni Association), as well as a Board Member for HEDCO (Hawaii Economic Development Corporation) and the Chinese Chamber of Commerce. Randy holds a BBA from the University of Hawaii at Manoa and also a graduate of the Pacific Coast Banking School where he was named to the Honor Roll, an exclusive group made up of the top 10 percent of the graduating class. Family activities, golf, and basketball are ways Randy enjoys spending his free time.

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Kailua-Kona Branch, Kailua-Kona

Kailua-Kona Branch, Kailua-Kona

Making People's Dreams Possible in Kailua-Kona.

Located at the intersection of Kuakini Highway and Palani Road.

Branch Manager: Joyce Perez
Assistant Branch Manager: Gaby Ibarra
Make an Appointment

Kailua-Kona on the west side of Hawaii Island was once a sleepy fishing village that has been transformed into a lively town to enjoy outdoor activities, Hawaiian history, dining, shopping and nightlife.

The bustling intersection of Kuakini Highway and Palani Road offers the easiest access to many restaurants and shopping around Kailua Pier. The western corner of this intersection is home to the Kailua-Kona branch of American Savings Bank. Our bank in Kailua-Kona sits near several vehicle dealerships, including Big Island Honda Kona, Aloha Kia Kona, and Big Island Harley-Davidson.

Visit us before you grab dinner with friends or while you’re out running errands. Our friendly team will help answer your questions about Kailua-Kona banking at ASB.

Services

 

ASB Kailua-Kona Branch wide 1

COMPREHENSIVE BANKING SERVICES IN KAILUA-KONA
The Kailua-Kona branch of ASB offers a wide range of business and personal banking services near you. Our welcoming team works hard to make banking easy and convenient. Meet with a Business Relationship Manager at our bank in Kailua-Kona to learn how ASB’s business banking tools can make running your business easier. Our personal banking solutions in Kailua-Kona include home loans and personal loans.

START OR EXPAND YOUR BUSINESS WITH BUSINESS BANKING
At ASB in Kailua-Kona, we offer business owners a variety of business loans to help their businesses grow and thrive. If you have a small business that's just starting out, or if you're already well-establlished, ASB can help you with SBA Loan financing that's right for you. An SBA loan has a simple approval prcess and offers flexible terms and interest rates, making it easy to get the business funding you need.

If you’re a Kailua-Kona business owner looking to grow your business, consider a Business Loan. A business loan is a fast way to obtain immediate financing and can provide you with the funds needed to purchase equipment or furniture, or consolidate higher interest debt. Qualified business owners can get unsecured loans from $10,000 and up to $100,000.

FINANCE A HOME PURCHASE
If you're looking to buy your dream home in Hawaii, our Kailua-Kona branch can help make this a reality. Our experienced and helpful mortgage loan officers can help you determine which type of home loan is right for you. We offer loans for first time home buyers as well as experienced buyers looking to move into their next home.

FINANCING FOR WHAT YOU NEED
A Personal Loan from ASB is an excellent way to finance your next major purchase or consolidate debt into one easy monthly payment. Our Kailua-Kona banking services offer personal loans to qualified ASB customers from $2,500 up to $50,000 with no application fee and no annual fee.

PUT YOUR HOME’S EQUITY TO WORK
Use the available equity in your home to fund a big purchase. A Home Equity Line of Credit uses your home’s equity as collateral to give you a line of credit. Qualified homeowners can get a HELOC up to $1,000,000 with the ability to access the funds any time during the draw period.

BUSINESS BANKING SOLUTIONS
Our Kailua-Kona branch offers business checking accountsbusiness savings accountsmerchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

Visit ASB to learn about our business and personal banking in Kailua-Kona, or find an ASB branch located near you.

Address

75-5644 Palani Rd.
Kailua-Kona, HI 96740 

Next to King Kamehameha Mall
Across Kona Seaside Hotel

Hours

Mon - Thu 8:00 a.m. to 4:00 p.m.
Fri 8:00 a.m. to 5:00 p.m.
Sat 9:00 a.m. to 1:00 p.m.

View Holiday Hours  > 

 

 

ASB Kailua-Kona Branch Full

ASB Kailua-Kona Branch Interior Full

ASB Kailua-Kona Branch Team Full

 

Molokai Branch, Kaunakakai

Molokai Branch,  Kaunakakai

Making People's Dreams Possible on Molokai.

Across from the State Building and Molokai Public Library.

Branch Manager: Jodi Puaoi
Assistant Branch Manager: Toni Joao
Make an Appointment

Molokai, Hawaii’s fifth largest island, is only 38 miles long and 10 miles across at its widest point. The town of Kaunakakai is Molokai’s largest town with the largest port on the island and the longest pier in Hawaii. The commercial area along Ala Malama Avenue in Kaunakakai is home to shopping, dining, and government services. American Savings Bank on Molokai sits just off Kamehameha Highway near the intersection of Ala Malama Avenue and Makaena Place. Across Ala Malama Avenue from the Molokai Public Library and the State Building, our branch in Molokai is easy to get to from anywhere in Kaunakakai.

Visit the Molokai branch after filling up at the Texaco or on your way to Kanemitsu’s Bakery and Coffee Shop for breakfast. Our friendly customer service team is ready to answer your banking questions and help you set up a new account. Stop in today to learn about and apply for a personal line of credit to give you access to funds for making your next purchase.

Services

 

ASB Molokai Branch wide 2

COMPREHENSIVE BANKING SERVICES IN KAUNAKAKAI, MOLOKAI
Banking has never been easier with the friendly and quick service of the ASB team in Kaunakakai. Get answers to your questions, make a deposit, or open a new account at our Molokai branch. We provide a full range of business and personal banking in Kaunakakai, Molokai. The extended and Saturday hours of the Molokai branch make it easy to open an account, make a deposit, or apply for financing on your time.

EASY PERSONAL CHECKING SOLUTIONS
When you want an easy solution to personal checking near you, ASB is a great choice for your Kaunakakai, Molokai banking needs. We offer a range of checking accounts to fit everyone’s needs. Choose from checking options like our Kalo Essentials Checking and Kalo Deluxe Checking accounts. Both can be opened at our Molokai branch with a $20 minimum deposit to get you started today. If you choose a Kalo Deluxe Checking account, you earn interest on money in your checking account. We provide free personal identity theft service to protect you and your accounts. All of our checking options give account holders the convenience of free mobile check deposits.

GET REWARDED WITH PERSONAL CREDIT CARDS
Our bank in Kaunakakai, Molokai offers you a range of personal credit card options to find one that works best for you. For qualified Molokai cardholders who enjoy earning rewards from their spending, we offer a Complete RewardsSM Visa® Card. Earn rewards for your purchases and redeem them for cash back, gift cards, and more. Reward cardholders looking to get more can earn a higher rate by having rewards redeemed directly into an ASB checking or savings account.

CONVENIENT FIXED MONTHLY LOAN PAYMENTS
A Personal Loan from ASB’s Molokai Branch makes it easy to consolidate debt into one convenient payment or to make a major purchase. With a personal loan from ASB, you can enjoy a fixed rate and fixed monthly payments and you’re never surprised by unexpected bills. If you’re a qualified applicant, you can get a loan from $2,500 up to $50,000 with no application fee and no annual fee.

PUT YOUR HOME’S EQUITY TO WORK FOR YOU
You can use the equity in your Hawaii home to fund a major purchase or make a home renovation. A Home Equity Line of Credit from ASB in Kaunakakai uses available equity in your home as collateral. Qualified Hawaii homeowners can apply for a HELOC up to $1,000,000. HELOC funds can be accessed at any time during the draw period of the account and can be easily accessed by checks.

BUSINESS BANKING SOLUTIONS
Our Molokai branch offers business checking accountsbusiness savings accountsmerchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

Stop in at our Molokai branch in Kaunakakai and ask about our personal banking services, or find your nearest ASB branch.

Address

40 Ala Malama St. #101
Kaunakakai, HI 96748 

Across State Building and Library

Hours

Mon - Fri 9:00 a.m. to 4:00 p.m.

View Holiday Hours  > 

 

ASB Molokai Branch Full

 

Hilo Branch, Hilo

Hilo Branch, Big Island

Making People's Dreams Possible in Hilo.

Across from County of Hawaii Department of Motor Vehicles.

Branch Manager: Mabyn Ganiron
Assistant Branch Manager: Tiffany Cacho
Make an Appointment

The Hilo side of Hawaii Island is lush with natural beauty and exudes a laid-back vibe. Annually, the town becomes electric during the Merrie Monarch Festival, a week-long celebration of ancient and modern hula. Hilo is also home to the Hilo International Airport. Across from Wailoa River State Park in Hilo lies Aupuni Street which houses several government offices including the District Court, Human Services Department, and Sheriff’s Department. At the corner of Aupuni Street and Pauahi Street is the American Savings Bank Hilo Branch.

Our bank in Hilo on the Island of Hawaii is conveniently located just down Pauahi Street from Longs Drugs. Across the street is Aupuni Center which houses the Hawai‘i Small Business Development Center and the County of Hawaii DMV. Come visit the friendly team at our Hilo branch and learn how you can open a personal checking account with a $20 minimum opening deposit.

Services

 

ASB Hilo Branch Street Wide

COMPREHENSIVE BANKING SERVICES IN HILO 
At the ASB in Hilo, we provide comprehensive banking services near you. Our Hilo banking solutions include personal and business checking accounts, loans, and lines of credit. If you’re a business owner, get the expert service your business needs from our friendly Business Relationship Managers. They will help you reach your business goals by answering your questions and suggesting customized banking solutions to fit your needs. We also offer a wide range of personal banking in Hilo on Hawaii Island.

FINANCE YOUR DREAM HOME 
Buying a home is an exciting experience, but finding and securing financing can sometimes be overwhelming. Luckily, the friendly and knowledgeable loan officers of ASB in Hilo can help you explore home loan options to buy your dream home. A Conforming Loan from our bank in Hilo offers qualified applicants competitive market rates and a fixed rate mortgage of 15 years or 30 years. We offer Conforming Loans for both purchases and refinancing. Speak with the local mortgage team at our Hilo branch to learn more about home loan options.

USE YOUR HOME’S EQUITY 
Use the available equity in your home to fund a big purchase. Your home's equity can be used as collateral to finance a purchase or renovate your home. With a Home Equity Line of Credit from ASB in Hilo, qualified home owners can get a HELOC up to $1,000,000 with easy access to the funds so you can use them whenever you want during the draw period.

GET THE FUNDS YOU NEED 
A Personal Loan from ASB is an excellent way to finance your next major purchase or consolidate debt into one easy monthly payment. We offer loans from $2,500 up to $50,000 for qualified applicants with no application fee and no annual fee.

PLANNING FOR THE FUTURE 
Whether you’re wondering how much money you’ll need in retirement or just need help starting a plan to get there, teammates at the ASB Hilo Branch can help. Our friendly and knowledgeable team can help you with a plan to save for your future.

BUSINESS BANKING SOLUTIONS 
Our Hilo branch offers business checking accountsbusiness savings accountsmerchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

Visit ASB for all of your Hilo banking needs, or find the ASB location nearest you.

Address

100 Pauahi St.
Hilo, HI 96720 

Across from County of Hawaii Department of Motor Vehicles

Hours

Mon - Thu 8:00 a.m. to 5:00 p.m.
Fri 8:00 a.m. to 6:00 p.m.
Sat 9:00 a.m. to 1:00 p.m.

View Holiday Hours  > 

 

ASB Hilo Branch ATM

 

Pukalani Branch, Pukalani

Pukalani Branch, Pukalani

Making People's Dreams Possible in Pukalani, Maui.

Located in the Pukalani Terrace Center, next to Ace Hardware.

Branch Manager: Ashley Chun Fat
Assistant Branch Manager:  
Make an Appointment

Pukalani Terrace Center, on the corner of Pukalani Street and Old Haleakala Highway, sits near the Pukalani Department of Motor Vehicles and Upcountry Pool. Within the outdoor shopping center are several dining options, a US Post Office, and service businesses such as Majestic Laundry and Dry Cleaning.

The Pukalani Branch of American Savings Bank is located in the Pukalani Terrace Center. Across the Center from Foodland, our bank is right next to Ace Hardware. We make it easy to stop in when you’re on your way to Foodland Pukalani for groceries or getting a haircut at Supercuts. Stop by on your next trip to Pukalani Terrace Center to learn about opening a checking account with only a $20 minimum opening deposit.

Services

 

COMPREHENSIVE BANKING SERVICES IN PUKALANI, MAUI
At ASB, we provide you with the best personal and business banking in Pukalani. Our friendly team is knowledgeable to help answer your banking questions and can assist with your financial needs. Our branch in Pukalani, Maui features a deposit and withdrawal ATM. We also offer a Night Drop feature allowing business owners to deposit funds after hours.

GET FUNDS FOR WHAT YOU NEED
Whether you want to buy new furniture or are looking to consolidate your debt, a Personal Loan from ASB can get you the funds you need in amounts from $2,500 up to $50,000. Available for qualified applicants, a personal loan features no application fee and no annual fee.

HOME EQUITY LINE OF CREDIT
At ASB, we can help you tap the available equity in your home so you can fund a renovation project or make a major purchase. Our Pukalani branch offers Home Equity Lines of Credit to qualified Hawaii homeowners. Get a credit line for up to $1,000,000 and use your funds any time during the draw period. Enjoy the convenience of free Online Banking with eStatements with your ASB HELOC.

BUY YOUR NEXT HAWAII HOME
Finance the home of your dreams - our knowledgeable mortgage officers will work with you to explore home loan options on your next home. New qualified homebuyers can take advantage of home loans for first time homeowners. If you have established credit, a Conforming Loan might be the best option for you. A Conforming Loan offers qualified homebuyers competitive market rates and a fixed term mortgage. Let us help you make your dream home a reality.

PLANNING FOR THE FUTURE
Whether you’re wondering how much money you’ll need in retirement or just need help starting a plan to get there, teammates at the ASB Pukalani Branch can help. Our friendly and knowledgeable team can help you with a plan to save for your future.

BUSINESS BANKING SOLUTIONS
Our Pukalani branch offers business checking accountsbusiness savings accountsmerchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

Come let our team in Pukalani help you reach your financial goals, or visit one of our many other convenient locations.

Address

55 Pukalani St. #5504
Pukalani, HI 96768 

Pukalani Terrace Center/ Next to Foodland and Ace Hardware

Hours

Mon - Thu 9:00 a.m. to 4:00 p.m.
Fri 9:00 a.m. to 5:00 p.m.
Sat 9:00 a.m. to 1:00 p.m.

View Holiday Hours  > 

 

ASB Pukalani Branch Inside

 

Waimea Branch, Kamuela

Waimea Branch, Kamuela

Making People's Dreams Possible in Waimea, Hawaii.

Conveniently Located in Waimea Center.

Branch Manager: Kristy Bragado
Assistant Branch Manager:  
Make an Appointment

Waimea, located inland from the volcanic Kohala Coast, is known for its paniolo (Hawaiian cowboy) history that dates back to the 1820s. To this day, the area’s rolling green pastures is home to cattle, cowboys and ranches. Conveniently located off of Mamalahoa Highway in Waimea, the Waimea Center features groceries, restaurants, and retail shops. The American Savings Bank branch in Waimea Center is right off the highway next to KTA Super Store. Our bank in Waimea is an easy stop before getting groceries or a visit to the salon.

Visit us before heading to KTA Super Stores for your grocery shopping or on your way to grab a quick bite to eat at McDonald’s. The Waimea Center location of ASB makes banking convenient when you’re out and about for a day. Speak with our friendly team to learn how you can open a personal checking account with a minimum deposit of just $20.

Services

 

ASB Waimea Branch wide bottom

COMPREHENSIVE BANKING SERVICES IN WAIMEA
Our branch in Waimea Center provides a full line of business and personal banking services. ASB’s business banking in Waimea, includes checking and savings accounts to easily manage business funds. At ASB, all of your Waimea banking needs are met with a smile. Our expert team is ready to answer your questions and get you set up with a new account or help you apply for a loan. We even have Saturday hours to make it easy to bank on your own time.

MAKE A HOME PURCHASE
Secure funding for your dream home with the help of mortgage loan officers at ASB in Waimea Center. Let our friendly loan officers help guide you through the home loan process and find a home loan that’s right for you. At our branch in Waimea we offer funding for qualified first time home buyers as well as experienced buyers. First Time Home Buyers can benefit from one of the many different home loan options with lower down payment requirements.

GET FINANCING YOU NEED
With Waimea banking from ASB, you can get the funds you need to make your next big purchase. Our team can help you determine how much of a Personal Loan you might qualify for and help you apply for a loan from $2,500 up to $50,000. Visit us in our Waimea Center branch for a personal loan that requires no application fee and no annual fee.

USE YOUR HOME’S AVAILABLE EQUITY
Update your home or make a major purchase by putting the available equity in your home to work for you. Stop in to our branch in Waimea Center to learn more and apply for a Home Equity Line of Credit. We’ll help you get the funds you need with a HELOC up to $1,000,000 for qualified Hawaii homeowners. You’ll be able to withdraw HELOC funds from your account whenever you need them during the draw period. Enjoy no annual fee on your HELOC from ASB in Waimea.

PLANNING FOR THE FUTURE
Whether you’re wondering how much money you’ll need in retirement or just need help starting a plan to get there, teammates at the ASB Waimea Branch can help. Our friendly and knowledgeable team can help you with a plan to save for your future.

BUSINESS BANKING SOLUTIONS
Our Waimea branch offers business checking accountsbusiness savings accountsmerchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

Visit us in Waimea Center for all of your banking needs, or find an ASB branch near you.

Address

65-1158 Mamalahoa Hwy. #25A
Kamuela, HI 96743


Waimea Shopping Center/ Next to KTA Super Store and McDonald’s

Hours

Mon - Thu 9:00 a.m. to 4:00 p.m.
Fri 9:00 a.m. to 5:00 p.m.

View Holiday Hours  >

 

 

ASB Waimea Branch full

ASB Waimea Branch tall

 

Waianae Branch, Waianae

Waianae Branch, Waianae

Making People's Dreams Possible on the Waianae Coast.

In Waianae Mall at Lualualei Homestead Road and Farrington Highway.

Branch Manager: Cris Akao
Assistant Branch Manager: Jovita Davis
Make an Appointment

Located only a few blocks off Oahu’s Western shore and Pokai Bay is Waianae Mall. This shopping center in the heart of Waianae’s commercial area offers a convenient stop for families running errands before enjoying time at the beach. Nearby Waianae Mall, American Savings Bank in Waianae is right off of Farrington Highway.

When you’re out running errands or grabbing lunch, be sure to get all of your Waianae, Oahu banking done first with a stop by the ASB Waianae Branch. Conveniently located across from a gas station and nearby City Mill and Longs Drugs, stop by to learn how easy it is to open a checking account in Waianae.

Services

 

COMPREHENSIVE BANKING SERVICES IN WAIANAE, OAHU 
Most people want a bank in Waianae that makes their life more convenient. At ASB, we provide local banking expertise and a full line of banking solutions for individuals and businesses alike. Our Waianae branch gives business owners flexibility in their banking with a Night Drop option. Simply and securely deposit business funds after bank hours.

SAVINGS THAT WORK FOR YOU 
Personal banking in Waianae should make it easy to set and reach financial goals. Getting started on your journey to reach savings goals has never been easier with personal savings accounts from the Waianae Branch of ASB. Open any savings account with as little as $20 opening deposit. With a Money Market account from ASB, you’ll be able to earn higher interest rates on higher balances. You’ll also get access to services like free Online Banking and mobile check deposit. Keep track of balances on the go with free phone banking on your Money Market account.

GET WHAT YOU WANT WITH PERSONAL CREDIT CARDS 
Making everyday purchases has never been easier than with a personal credit card from ASB in Waianae. Enjoy several credit card options to meet your needs, whether you need to build credit or already have credit established. If you are looking to establish or improve your credit score, our Secured Visa® Card may be the right choice for you. This credit card allows you to request your own credit limit by depositing between $300 and $5,000 when you apply. The Platinum Edition Visa® Card provides cardholders with an incredible introductory rate. After the introductory rate expires, you still get to enjoy saving money on interest with a great annual rate.

PERSONAL LOANS FOR YOUR NEEDS 
Get the funds you need to buy a new home theater or other major purchase with a Personal Loan from ASB in Waianae. Even if you’re not looking to make a new purchase, you can use a personal loan to consolidate debt. Consolidating debts into one convenient monthly payment is an easy way to streamline your finances. Speak to a friendly ASB teammate to ask about our personal loans; we offer competitive rates with no application fee and no annual fee.

ONLINE BANKING MAKES IT SIMPLE 
Manage your ASB accounts at any time with Online Banking. With our convenient mobile app, you’ll never wonder what your account balance is, even when you’re on the go. Use the Pay a Friend feature to quickly and securely send money to friends and family directly from your ASB checking account.

BUSINESS BANKING SOLUTIONS 
Our Waianae branch offers business checking accountsbusiness savings accountsmerchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

Stop in to our bank in Waianae, Oahu to learn about our personal banking services and open an account. You can also search for other convenient ASB branch locations near you.

Address

86-120 Farrington Hwy.
Waianae, HI 96792 

Lualualei Homestead Road and Farrington Highway
Waianae Mall

Hours

Mon - Thu 8:00 a.m. to 4:00 p.m.
Fri 8:00 a.m. to 5:00 p.m.

View Holiday Hours  > 

Featured Video

 

 

ASB Waianae Branch Full

 

Wahiawa Branch, Wahiawa

ASB Wahiawa Branch

Making People's Dreams Possible in Central Oahu.

Lehua Avenue and California Avenue 
Across Fire Station.

Branch Manager:  
Assistant Branch Manager: Sharla Billianor
Make an Appointment

The growing community of Wahiawa, Oahu is made up of established homes of former plantation worker families and a mix of military families who work at the neighboring Schofield Barracks or Wheeler Army Airfield.

Wahiawa features an active commercial presence to provide dining, shopping, and entertainment options for local residents and military families alike. The American Savings Bank branch is in the heart of Wahiawa, just off of Kamehameha Highway, and a few minutes’ drive from Wheeler Airfield.

Our bank in Wahiawa, Oahu is just across California Street from the Wahiawa Fire Station. Just two blocks west from the Wahiawa Shopping Center, which features Foodland Wahiawa and Longs Drugs, the Wahiawa Branch of ASB is easy to find. Visit us today to learn about applying for a Personal Line of Credit and get a revolving credit line for your next purchase.

Services

 

ASB Wahiawa Team Pineapple

COMPREHENSIVE BANKING SERVICES IN WAHIAWA, OAHU 
At the Wahiawa Branch of ASB, we provide residents with complete banking services for both personal and business use. Our personal services include loans and lines of credit as well as checking and savings accounts that help make your banking simple. Wahiawa, Oahu banking services from ASB also include Foreign Currency Exchange to get you ready for your next overseas trip.

ONLINE BANKING FOR EASY ACCOUNT ACCESS 
With Online Banking from ASB, you always have access to your accounts from your computer, phone, or tablet. Our convenient mobile app lets you check your accounts on the go from anywhere in Wahiawa and beyond, as well as make mobile check deposits. Monitor your spending and savings with eStatements. For Kalo Plus and Deluxe accountholders, take advantage of the free Bill Pay service to make a one-time payment or setup recurring payments. Online Banking makes it simple to manage your money or send money to a friend. The Pay a Friend feature of Online Banking allows you to text money to friends or family using your mobile device.

SIMPLE FINANCING OPTIONS 
When you need to make a purchase or want to consolidate debt in Wahiawa, explore a Personal Loan from ASB. Personal loans from our bank in Wahiawa give you the freedom to make a major purchase with simple, easy financing. Speak to a Wahiawa branch team member to ask about our competitive rates with no application fee and no annual fee. Our Wahiawa Branch offers loans from $2,500 up to $50,000 and gives you a fixed interest rate and fixed monthly payments for the duration of the loan.

HOME LOANS FOR US MILITARY VETERANS 
Military veterans looking to settle down in Wahiawa may need the expertise of a local mortgage team to help them secure financing. With a US Department of Veterans Affairs (VA) loan from ASB, U.S. military veterans and eligible active duty members enjoy a range of benefits. VA Loans provide home financing with competitive rates for purchases and refinances. Talk to our Home Loans team about buying your Hawaii dream home in Wahiawa using a VA loan from ASB.

CREDIT CARDS TO MEET YOUR NEEDS 
No matter what you need from your credit card, our Wahiawa banking services include credit card options to meet those needs. We have cards that offer rewards on purchases and great rates as well as a card option that can help you establish or improve your credit.

BUSINESS BANKING SOLUTIONS 
Our Wahiawa branch offers business checking accountsbusiness savings accountsmerchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

Stop by to learn more about ASB’s Wahiawa, Oahu banking services, or browse our other convenient branch locations.

Address

649 California Ave.
Wahiawa, HI 96786 

Lehua Avenue and California Avenue
Across Fire Station

Hours

Mon - Thu 9:00 a.m. to 4:00 p.m.
Fri 9:00 a.m. to 5:00 p.m.
Sat 9:00 a.m. to 1:00 p.m.

View Holiday Hours  > 

Featured Video

 

ASB Wahiawa Branch Exterior 1

ASB Wahiawa Branch - Drive Up ATM

 

Pearlridge Branch, Aiea

ASB Pearlridge Branch, Honolulu

Making People's Dreams Possible in Aiea.

Pali Momi and Kamehameha Hwy Near Sears.

Branch Manager: Charlie Bartolome
Assistant Branch Manager: Mia Badua
Make an Appointment

Pearlridge Center, Hawaii’s largest indoor shopping mall, provides shopping, dining, and entertainment options for the entire family. North of Aloha Stadium off of Kamehameha Highway, the shopping mall is home to major department stores such as Macy’s and Sears.

The American Savings Bank Pearlridge Branch is located off Kamehameha Highway nearby Sumida Farm, Hawaii’s biggest watercress producer. We are just across the highway from the bustling Pearl Kai Shopping Center. Stop in during your next visit to Pearl Kai or Pearlridge in Aiea to apply for a personal line of credit.

Services

 

BUSINESS BANKING SOLUTIONS
Our Pearlridge branch offers business checking accountsbusiness savings accountsmerchant services, and cash management services to meet the needs of businesses both big and small. Small business owners can relax knowing they’re not being charged excessive fees with our Biz Essentials Checking. Owners of large businesses in Hawaii can enjoy the extra perks of our Biz Plus Checking and Biz Deluxe Checking. Created for businesses with larger balances and higher volume of transactions, these high-end business banking solutions feature no monthly service fee if requirements are met. Click on the the links to learn more!

Our full-service business solutions near you include business loans and lines of credit to help your business flourish. A business loan or business line from ASB gives you the power to fund your business dreams. Whether your business is expanding to a new location or you need to purchase new equipment, we know that securing financing quickly is essential to your success. We have business loans and business lines perfect for both big and small businesses in Hawaii. Biz Deluxe Checking account offers rate discounts on new business loans to promote the growth of your business. Business banking at ASB allows you to expand your business with an ease of mind.

ASB- Pearlridge ATM Drive Up

COMPREHENSIVE BANKING SERVICES IN PEARLRIDGE, AIEA
Get all of your personal and business banking at our Pearlridge Branch completed away from the hustle and bustle of the main mall complex. Our Pearlridge Branch provides a complete line of banking solutions including savings and checking accounts for business and personal use. Whether you’re in Pearlridge Uptown or Downtown, you can find a convenient ATM to access cash from your account.

PERSONAL CHECKING SOLUTIONS
Our Pearlridge Branch banking services include several personal checking accounts to meet the needs of every customer. Kalo Plus Checking gives you additional benefits for the banking you would normally do. The account can be opened with a nominal deposit making it easy to open a checking account when visiting our branch.

GET MORE FROM YOUR HOME
Put the money you’ve invested into your home to work for you with a Home Equity Line of Credit. This banking solution offers a credit line using your home’s available equity as collateral. Speak with our Pearlridge Branch team to find out how you can finance what you need with up to $1,000,000 in credit from your Hawaii home. HELOCs differ from a second mortgage in that they provide you with funds that can be accessed whenever you want during the draw period, instead of as one lump sum.

FINANCE A BIG PURCHASE
When you need to make a big purchase, it can be hard to decide how to pay for it. With a Personal Loan from ASB, you can get what you want without an application fee or annual fee. Speak with one of our friendly Pearlridge Branch banking professionals and apply for a personal loan. Our personal loans can be funded from $2,500 up to $50,000 with a fixed interest rate and a fixed monthly payment.

Visit our Pearlridge Branch in Aiea for all of your business and personal banking needs, or search for your nearest branch of ASB.

Address

98-200 Kamehameha Hwy.
Aiea, HI 96701


Pali Momi and Kamehameha Hwy
Near Sears

Hours

Mon - Thu 9:00 a.m. to 5:00 p.m.
Fri 9:00 a.m. to 6:00 p.m.
Sat 9:00 a.m. to 1:00 p.m.

View Holiday Hours  >

Featured Video

 

ASB Pearlridge Branch

ASB Pearlridge Exterior 1

ASB Pearlridge Branch from Street

 

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